topic Re: Who does your credit union pull from? in Credit Card Applications

Who does your credit union pull from?

jdxprs1 — Wed, 29 Mar 2017 11:04:24 GMT

I'm currently with dominion credit union. They always pull equifax fico 5 score for everything.

Loquat — Wed, 29 Mar 2017 11:18:18 GMT

I'm with PenFed (EQ pull) and NFCU (TU pull).

jdxprs1 — Wed, 29 Mar 2017 12:30:26 GMT

What scores do they use?

heyryan — Wed, 29 Mar 2017 14:36:00 GMT

@Loquat wrote:
I'm with PenFed (EQ pull) and NFCU (TU pull).

NFCU doesn't just use TU. They've used EQ and TU for me, and if you look at the credit pulls DB, there are some EX entries in there as well.

DeeBee78 — Thu, 30 Mar 2017 04:59:11 GMT

@jdxprs1 wrote:
I'm currently with dominion credit union. They always pull equifax fico 5 score for everything.

Im with DCU, and they're EQ pullers, and use the FICO 05 model.

garagebandking — Thu, 30 Mar 2017 12:50:29 GMT

In NJ

NFCU - TU for membership/CC, EQ for CLOC, and when both of those were frozen they used EX for CLI

PenFed - EQ for everything (used the same membership HP for my CCs/OD/auto loan

USAA - Wanted to pull EX but it was on ice and they were willing to pull EQ for the CC

DCU - EQ for membership

jdxprs1 — Thu, 30 Mar 2017 18:14:51 GMT

Which version do they use?

MyLoFICO — Thu, 30 Mar 2017 18:43:39 GMT

Resource 1. Equifax. They pull the Fico that show the lowest score for me for that particular day.

Anonymous — Fri, 31 Mar 2017 07:21:02 GMT

where can I find the "credit pulls database" ?

heyryan — Fri, 31 Mar 2017 13:30:35 GMT

Google: credit pulls database

First listing - it's another forum, and apparently it's a no-no to link directly to them.