topic Still holding in Credit Card Applications

Still holding

Np1791 — Fri, 31 Mar 2017 18:33:41 GMT

Still holding on the decision for my Gold Delta application from Amex. They already put a rush delivery "if" approved. Haven't received a hard pull yet so we will see what happens. day 5. approved for BCP on 03/10/17 and applied for Gold Delta on 03/27/17

Re: Still holding

medicgrrl — Sun, 02 Apr 2017 14:16:53 GMT

Have you heard back from Amex? I was also given the 5 day hold on 3/27 but have not received an answer yet.

Re: Still holding

Np1791 — Sun, 02 Apr 2017 17:20:50 GMT

Haven't heard anything from them besides the fact that it might take till next Friday.

Re: Still holding

Anonymous — Mon, 03 Apr 2017 12:43:11 GMT

Is this your 1st and 2nd Amex?
Asking cuz I thought you had to wait 30 days from your first "credit" card with them to apply for a second.

Re: Still holding

medicgrrl — Mon, 03 Apr 2017 13:13:26 GMT

@Anonymous wrote:
Is this your 1st and 2nd Amex?
Asking cuz I thought you had to wait 30 days from your first "credit" card with them to apply for a second.

I don't think there's a waiting period. Some on here have gotten 2 for 1 on the same day. Others get the 5 day hold message.

ETA: I originally got a message that it was pending and to call in. I called that day and was told that it was on hold for 5 days. Never heard back so I just called in and was told I was approved and they just needed to verify my information. First card was approved for $1000. Second was for $6000! My biggest SL so far

Re: Still holding

Anonymous — Mon, 03 Apr 2017 20:02:26 GMT

That's usually one charge and one credit I thought but I guess not. That's awesome for you. Nice limit on the second! Congrats

Re: Still holding

medicgrrl — Mon, 03 Apr 2017 20:06:13 GMT

@Anonymous wrote:
That's usually one charge and one credit I thought but I guess not. That's awesome for you. Nice limit on the second! Congrats

From what I've been reading on here, the one credit one charge is the way to avoid the 5 day hold on the second app. I found that out the hard way