topic Re: Babies R Us Synchrony Data Points? in Credit Card Applications

Babies R Us Synchrony Data Points?

adamkingadam — Mon, 03 Apr 2017 18:13:39 GMT

Does anyone have this card? I got a little man on the way and would like to finance his furniture. Looking for any data points on approvals. I checked credit pull database and could not find any. Do you guys think the approvals would be similar to a walmart or amazon store card?

Re: Babies R Us Synchrony Data Points?

DeeBee78 — Mon, 03 Apr 2017 18:28:10 GMT

@adamkingadam wrote:
Does anyone have this card? I got a little man on the way and would like to finance his furniture. Looking for any data points on approvals. I checked credit pull database and could not find any. Do you guys think the approvals would be similar to a walmart or amazon store card?

All the Synchrony store cards seem to have the same approval criteria - 650 TU usually gets you in the door.

The majors seem to have a 700+ TU threshold for most of them. I got a Chevron Visa upgrade with a 690 TU, but I was probably borderline for it, and have extensive payment history with my Chevron store card. It's coming with a CLD from $4,000 to $1,200.

Re: Babies R Us Synchrony Data Points?

Anonymous — Tue, 04 Apr 2017 11:45:47 GMT

@adamkingadam wrote:
Does anyone have this card? I got a little man on the way and would like to finance his furniture. Looking for any data points on approvals. I checked credit pull database and could not find any. Do you guys think the approvals would be similar to a walmart or amazon store card?

I just got this card maybe last month. I have a 682 TU score. No collections, I had a few late payments over 4 years ago still reporting. Util at the time of approval was maybe 15-20%. They approved me for only $200, which I read is common for them. It's my first synchrony card so I'm hoping it will grow a little bit at least within this year. Hope this helps. (worst case scenario I wanted to have some padding in case of emergency to buy stuff for the little one). Cheers and congratulations!

Re: Babies R Us Synchrony Data Points?

Anonymous — Tue, 04 Apr 2017 12:13:11 GMT

@adamkingadam wrote:
Does anyone have this card? I got a little man on the way and would like to finance his furniture. Looking for any data points on approvals. I checked credit pull database and could not find any. Do you guys think the approvals would be similar to a walmart or amazon store card?

In the credit pulls database search for "r us" not babies r us. I believe the card is called "R Us" since it's actually a combination card between Babies R Us and Toys R Us. In searching for "r us" you'll find plenty of data on there.

If it's like other Sychrony store cards like Lowe's, Walmart, etc. you can probably call Credit Solutions after getting approved and get your limit increased instantly many times over.

Re: Babies R Us Synchrony Data Points?

Anonymous — Tue, 04 Apr 2017 21:41:16 GMT

They seem to have similar approvals to others. Highest approval, although temporary, is $2000 in store and can be higher when you get the card. You can get the card up to $25,000 as that is where mine sits. Had to call Credit Solutions for this. Two weekends ago, they had 30% off on the day you signed up. It was a great promotion that could be stacked with a 20% off furniture purchase coupon...stores were very busy that day.

Re: Babies R Us Synchrony Data Points?

adamkingadam — Tue, 04 Apr 2017 22:50:00 GMT

@Anonymous wrote:
They seem to have similar approvals to others. Highest approval, although temporary, is $2000 in store and can be higher when you get the card. You can get the card up to $25,000 as that is where mine sits. Had to call Credit Solutions for this. Two weekends ago, they had 30% off on the day you signed up. It was a great promotion that could be stacked with a 20% off furniture purchase coupon...stores were very busy that day.

Thanks for the info! I have a Amazon card (4k) and a Wamart (4k) with them, I am hoping that will get me in the babies r us door with them!