topic Re: BoA accuracy? in Credit Card Applications

BoA accuracy?

1GaDawg85 — Mon, 24 Nov 2014 20:01:58 GMT

How accurate is BoA on pre-approvals?

Re: BoA accuracy?

ojefferyo — Mon, 24 Nov 2014 21:35:25 GMT

Mailer or online? I never get any of those pre-approval things so who really knows.

Re: BoA accuracy?

1GaDawg85 — Mon, 24 Nov 2014 22:25:59 GMT

I used their pre-qualify site

Re: BoA accuracy?

ojefferyo — Tue, 25 Nov 2014 00:20:00 GMT

What is your EX score and your util and inquires

Re: BoA accuracy?

Anonymous — Tue, 25 Nov 2014 00:45:02 GMT

@1GaDawg85 wrote:
How accurate is BoA on pre-approvals?

personally, i don't think they are accurate, when i checked them it always comesback saying NONE for me and i have 2 BOA cards....

Re: BoA accuracy?

1GaDawg85 — Tue, 25 Nov 2014 15:40:41 GMT

@ojefferyo wrote:
What is your EX score and your util and inquires

EX is in sig (I think thats what DCU gives) and util is about 39% or so and inquiries of about 15....mostly from mortgage shopping and car shopping

Re: BoA accuracy?

ojefferyo — Tue, 25 Nov 2014 17:35:52 GMT

@1GaDawg85 wrote:
@ojefferyo wrote:
What is your EX score and your util and inquires
EX is in sig (I think thats what DCU gives) and util is about 39% or so and inquiries of about 15....mostly from mortgage shopping and car shopping

Fico may be a bit low for them and 15 inquires, you may have to call them if you get denied and explain it to them

Re: BoA accuracy?

salek10 — Wed, 26 Nov 2014 04:53:07 GMT

Mailer are pretty accurate... Website? I wouldn't trust it... I recently found out that your local BofA personal banker could see if you are "pre-selected" for a credit card... so if you have an existing relationship with them you can just go to a branch and ask a banker

Re: BoA accuracy?

1GaDawg85 — Wed, 26 Nov 2014 15:36:40 GMT

After closing on my house, I'll be moving all of my money to BoA and see what happens