topic Re: Can't get discover CLI any suggestion ? in Credit Card Applications

Can't get discover CLI any suggestion ?

Anonymous — Fri, 07 Apr 2017 12:01:58 GMT

Hi there,
This is my 1st post, I have been reading for while.
I have this discover credit card SL $1500 for about 6 months now. I have been trying CLI but it has been Denying me I'm so surprised from what I have read here they aren't this stingy.

Kindly share your wisdom here lol

My scores are 730 725 710
Debt ratio is less than 10%
No baddies
Highest limit is with cap venture 10K
Last inquiry was in December
Thanks to all of you for all you do.

Re: Can't get discover CLI any suggestion ?

Anonymous — Fri, 07 Apr 2017 14:18:57 GMT

Discover has been acting very strangely lately.

Re: Can't get discover CLI any suggestion ?

Anonymous — Fri, 07 Apr 2017 14:31:46 GMT

Should I try over the phone?
I really can't afford a HP

Re: Can't get discover CLI any suggestion ?

austinguy907 — Fri, 07 Apr 2017 18:18:57 GMT

If you read my thread you would already know Disco is broken and fixed and then broken for others right now.

Just hold tight and it will work out eventually.

http://ficoforums.myfico.com/t5/Credit-Cards/Discover-unOfficial-Data-Points/m-p/4802538

Re: Can't get discover CLI any suggestion ?

TroysMom1 — Fri, 07 Apr 2017 18:24:28 GMT

Call them.

Re: Can't get discover CLI any suggestion ?

Anonymous — Fri, 07 Apr 2017 18:24:56 GMT

I wish I knew the rhyme or reason behind the discover cli... i hit the luv button and was denied... then 3 days later I got an email that line had been increased $1200.

Re: Can't get discover CLI any suggestion ?

gibeon — Sat, 08 Apr 2017 02:11:56 GMT

I just got an auto cli for the first time today. Started as a secured card in April 2015, Graduated around 4/2016, kept getting denied for CLI until the Auto CLI today.

Be patient and good luck!

Re: Can't get discover CLI any suggestion ?

Anonymous — Sat, 08 Apr 2017 03:13:55 GMT

@gibeon wrote:
I just got an auto cli for the first time today. Started as a secured card in April 2015, Graduated around 4/2016, kept getting denied for CLI until the Auto CLI today.

Be patient and good luck!

If you received an auto-CLI today, try hitting the CLI request button online ASAP. There have been reports of many people in the past getting another instant CLI from such a manual request. The jury is out however if this "trick" has been nixed in the last week or so; it would be great to get a datapoint from you as to whether it's still possible to "double dip."

Re: Can't get discover CLI any suggestion ?

Anonymous — Sat, 08 Apr 2017 16:14:57 GMT

I guess I'll sit tight but so far it has been so opposite of what I have read or learned from this forum, I have been using 5-10% and then PIF and pressing the luv button and it's rejecting me.
Thanks for your inputs.
This so why I love this forum! You guys are great

Re: Can't get discover CLI any suggestion ?

Anonymous — Mon, 10 Apr 2017 20:11:07 GMT

To my surprise today as I logged in I was @ $1900 I was excited but as someone shared previously if you get an auto CLI you must try calling and request another one with sp over the phone same day which I did but it didn't workout.

Now at this point I would like anyone who has similar situation or know when I should try again.
Thanks

Re: Can't get discover CLI any suggestion ?

Anonymous — Tue, 11 Apr 2017 01:52:04 GMT

It's actually recommended that you request the SP CLI online following an auto-CLI. While people have called, the online method is the one that has yielded instant approval for many. Perhaps you should try that again now, just to see what happens.

Re: Can't get discover CLI any suggestion ?

Anonymous — Tue, 11 Apr 2017 21:58:56 GMT

It didn't work, may be because I did it next day or some.
Thanks for your reply.
However going forward when I should try next CLI ?

Re: Can't get discover CLI any suggestion ?

Anonymous — Tue, 11 Apr 2017 23:47:18 GMT

Totally up to you. Most suggest in 30, 60 or 90 days. I always say start with 30 days, if you try a few months and don't get anything go to every 60 days and see what happens and take it from there.

Re: Can't get discover CLI any suggestion ?

Anonymous — Fri, 14 Apr 2017 13:22:37 GMT

Ok great,
Thank you