topic Re: Question about Wal Mart cards..... in Credit Card Applications

Question about Wal Mart cards.....

waiter — Wed, 26 Nov 2014 01:28:28 GMT

My cousin has walmart store card... he wants walmart mastercard too...

Now is it possible to have both cards?? and how he goes about getting mastercard , while having a store card.

Thank you.

Re: Question about Wal Mart cards.....

Anonymous — Wed, 26 Nov 2014 01:55:05 GMT

Yes he can have both. He would just apply like he would for a regular store card, that is the only way. When he applies they will try him again for the MC and if not approved then the store card again (not sure if he can have more then 1 store card)

The only other option is to wait till he gets a invitation to upgrade to the Mastercard from his store card. There is no rhyme or reason of when that happens. He would just have to wait till it does!

Re: Question about Wal Mart cards.....

taxi818 — Wed, 26 Nov 2014 02:28:34 GMT

@Anonymous wrote:
Yes he can have both. He would just apply like he would for a regular store card, that is the only way. When he applies they will try him again for the MC and if not approved then the store card again (not sure if he can have more then 1 store card)

The only other option is to wait till he gets a invitation to upgrade to the Mastercard from his store card. There is no rhyme or reason of when that happens. He would just have to wait till it does!

+1 no way you can just do for the mc. just a wasted hp really. just use another card until they invite for it. but of course as with all things credit. ymmv.

Re: Question about Wal Mart cards.....

FinStar — Wed, 26 Nov 2014 06:12:37 GMT

@waiter wrote:
My cousin has walmart store card... he wants walmart mastercard too...

Now is it possible to have both cards?? and how he goes about getting mastercard , while having a store card.

Thank you.

There's been a few folks on past threads who tried applying for the MC version after having their store card for sometime. They flung their fate to the wind (against their better judgement) and ended up with another store card. If your cousin wants to try for the MC version (without having to wait for the invite), just needs to make sure CR profile is relatively clean, low utilization and scores north of 700. Keep in mind there are other factors they will consider to be elegible. But, as others have mentioned, just have your cousin wait until an invite is offered. Otherwise, no need for duplication in having two cards.

Re: Question about Wal Mart cards.....

Anonymous — Wed, 26 Nov 2014 07:06:18 GMT

@FinStar wrote:
@waiter wrote:
My cousin has walmart store card... he wants walmart mastercard too...

Now is it possible to have both cards?? and how he goes about getting mastercard , while having a store card.

Thank you.
There's been a few folks on past threads who tried applying for the MC version after having their store card for sometime. They flung their fate to the wind (against their better judgement) and ended up with another store card. If your cousin wants to try for the MC version (without having to wait for the invite), just needs to make sure CR profile is relatively clean, low utilization and scores north of 700. Keep in mind there are other factors they will consider to be elegible. But, as others have mentioned, just have your cousin wait until an invite is offered. Otherwise, no need for duplication in having two cards.

What's better than one store card?

Two store cards to the same store, of course!

Re: Question about Wal Mart cards.....

Anomalous — Wed, 26 Nov 2014 17:26:58 GMT

@Anonymous wrote:
Yes he can have both. He would just apply like he would for a regular store card, that is the only way. When he applies they will try him again for the MC and if not approved then the store card again (not sure if he can have more then 1 store card)

The only other option is to wait till he gets a invitation to upgrade to the Mastercard from his store card. There is no rhyme or reason of when that happens. He would just have to wait till it does!

Re: Question about Wal Mart cards.....

ojefferyo — Wed, 26 Nov 2014 23:56:49 GMT

@waiter wrote:
My cousin has walmart store card... he wants walmart mastercard too...

Now is it possible to have both cards?? and how he goes about getting mastercard , while having a store card.

Thank you.

Is there a reason he wants the wally world MC or is it just because it's a MC, there are other cards with the same "features"

Re: Question about Wal Mart cards.....

mongstradamus — Wed, 26 Nov 2014 20:09:36 GMT

Just remember when you upgrade from store card to walmart MC its an new TL, i don't know if i would want the hit when doing that in addtion to benefits not being the best.