topic Re: Navy Federal Thread for CLI and Additional Cards in Credit Card Applications

Navy Federal Thread for CLI and Additional Cards

Creditaddict — Tue, 05 May 2020 08:37:01 GMT

By popular demand and the fact that when someone posts to the other Navy Federal CLI thread it crashes my "Mail" program I think we should do a new updated one since we hopefully get the $25k request part.

UPDATE:

~ Navy seems to be enforcing a new 6 month between CLI policy

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

pizza1 — Tue, 09 Sep 2014 01:01:42 GMT

I was hoping you'd start a different thread! I will here for my results when I decide to do it

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

1GaDawg85 — Tue, 09 Sep 2014 01:37:49 GMT

hopefully they match my CL on the GoRewards card quickly!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Scupra — Tue, 09 Sep 2014 01:44:11 GMT

Good idea creditaddict! My card almost match this scenario exactly!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

1GaDawg85 — Tue, 09 Sep 2014 01:46:19 GMT

@Scupra wrote:
Good idea creditaddict! My card almost match this scenario exactly!

go for a 3rd card!!!!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

mossmanb5 — Tue, 09 Sep 2014 01:51:38 GMT

I got a sp cli from 6k to 8.5k after i think 4 months with my n rewards then applied a week later for a cash rewards, it needed review like all my other navy federal accounts then they approved it for 2.5k. i about 2 months into the second card so hopefully in 2 more months they match it to 8.5k like the others. i also have 15k on my navcheck loc

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

credit-hunter — Tue, 09 Sep 2014 02:11:09 GMT

Rock on CA NFCU guru

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Scupra — Tue, 09 Sep 2014 02:12:51 GMT

@1GaDawg85 wrote:
@Scupra wrote:
Good idea creditaddict! My card almost match this scenario exactly!
go for a 3rd card!!!!

Haha! All reports on ice and watching things grow for now!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Creditaddict — Tue, 09 Sep 2014 02:13:55 GMT

Moss man if you apply for cli on your new account and they go higher than the 8.5k you have on your first that means you can probably cli your first again too!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

mossmanb5 — Tue, 09 Sep 2014 02:28:45 GMT

thats what im hoping for

@Creditaddict wrote:
Moss man if you apply for cli on your new account and they go higher than the 8.5k you have on your first that means you can probably cli your first again too!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Anonymous — Mon, 24 Nov 2014 02:28:55 GMT

I was approved for the nRewards on 11/18/14 for 500.00. I will post my CLI increases if any on Feb/18

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Anomalous — Tue, 25 Nov 2014 13:45:48 GMT

I'm hoping that I get some good news on Monday on my nRewards Visa app and I can continue to follow this thread.

EDIT: Approved 11/25. Initial CL $2,500.

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

juggalo9er — Mon, 24 Nov 2014 02:55:33 GMT

little off topic but how inquiry sensitive is nfcu

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Rhino71 — Mon, 24 Nov 2014 03:11:29 GMT

i got approved for the n'rewards on 8/21/14.

when would be a good time to ask for a cli?

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

USC08 — Mon, 24 Nov 2014 06:05:06 GMT

@Rhino71 wrote:
i got approved for the n'rewards on 8/21/14.
when would be a good time to ask for a cli?

NOW!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Anonymous — Mon, 24 Nov 2014 07:40:14 GMT

@Rhino71 wrote:
i got approved for the n'rewards on 8/21/14.
when would be a good time to ask for a cli?

According to Creditaddict, NOW!

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Anonymous — Mon, 24 Nov 2014 14:49:59 GMT

This might be a little off topic, but thought this thread would have the people who knew best acout NFCU..I was just approved for my first NFCU CC last week...I know u can make a payment from your NFCU savings (or checking, I just have a savings) , but is there another way to make a payment? The only reason I am asking is because when I was on my other banks bill pay NFCU came up. It asked for the account number and just the zip code (no sure what that would be) so.it made me question if u are able to.make a bill payment from a different bank to your NFCU card. Also I read before that you can only make so many payments a month with NFCU after that they start putting your payments on hold. Sorry again for changing the subject I just have been searching for the answer and cant find it.

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Creditaddict — Mon, 24 Nov 2014 15:02:11 GMT

1. NOT Inq sensitive at all!

2. Yes you can pay from other banks bill pay by adding your account number and the payment address off the statement on your navy credit card to pay from another bank.

3. I wouldn't be to concerned about payment holds if you are sending them in through another banks bill pay or unless you are running TONS through the card and paying every couple days... I have never had any issue and I tend to do a lot of moving of money in all my accounts.

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

1GaDawg85 — Mon, 24 Nov 2014 15:56:44 GMT

Navy loves giving out 2 cards and willing to split the limit on 1 to open a second

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Anonymous — Mon, 24 Nov 2014 16:53:51 GMT

@1GaDawg85 wrote:
Navy loves giving out 2 cards and willing to split the limit on 1 to open a second

Guess that's what I should have done. Got $25K on Flagship and $10K instantly for LOC and then was denied two weeks later for Cash Rewards card. Since then my scores have gone up quite a bit so I don't know whether I should just wait to reapply in couple months or what.