topic Re: About to app Amazon Prime Visa - quick questions in Credit Card Applications

About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 14:25:00 GMT

So I am about to app this afternoon for the Chase Amazon Prime card. So some quick information here.

Last credit card HP with Chase was 8/2016 when they approved me for the CSR.
Took a HP on my TU file 2/2017 for some 0% furniture which is written by WF. Util on this account sits around 40%.
Those are the only apps (or HP's if you will) since 8/2016.
Current overall util on both EQ and EX is 4%.
EX is currently 761 and EQ 773.
Total revovling credit with Chase sits at $45K

Questions

Has anyone been double HP'd by Chase for this card? Each Chase CC I have been approved for resulted in a EQ/EX HP.
When I was approved for the CSR I was given a SL of $10K. That is not a complaint but could that be a sign I have maxed out with Chase since that is the lowest SL for that card?
I have seen SL's posted here fairly low on the Amazon card in comprison to other Chase cards. I know I can move CL around but has anyone gotten $10K or more on approval? I ask because if I am approved for this card it will replace my daily driver for sure.

As always thanks in advance guys!!

Re: About to app Amazon Prime Visa - quick questions

HeavenOhio — Wed, 31 May 2017 16:16:12 GMT

When I got the card, Chase pulled TransUnion and Experian.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 16:38:37 GMT

@HeavenOhio wrote:
When I got the card, Chase pulled TransUnion and Experian.

Can that be regional dependent? I've been approved for a total of (4) cards with them and all of them were EX/EQ pulls and never my TU.

Re: About to app Amazon Prime Visa - quick questions

AverageJoesCredit — Wed, 31 May 2017 16:56:54 GMT

Had Experian open for the taking, got a letter than wanted TU in all her glory and decided lsst minute to have the wife and gf. I was at the bottom, $1500 sl. Many with great profiles seem to pull 5k. A few recently like BBS and CBJ have gotten 10 and 9k respectively. Best of luck

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 17:04:04 GMT

You should definitely get it, and if not should be able to secure on recon with moving some CL to it. And so far this card is the only chase card that I have gotten an auto CLI on, so even if it starts small..there is hope. Also with the CSR wouldn't the FU make a better daily driver? Or do you not travel much?

Edit: If you only have 4-5 cards and 4 of them are already Chase cards, you may get denied and not be able to recon for "too many chase products for now", which for me any way would not reconsider even if I took a lower over all CL with them (offered to take 2k off FU to open a 1.5k Freedom)

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 17:12:04 GMT

@Anonymous wrote:
You should definitely get it, and if not should be able to secure on recon with moving some CL to it. And so far this card is the only chase card that I have gotten an auto CLI on, so even if it starts small..there is hope. Also with the CSR wouldn't the FU make a better daily driver? Or do you not travel much?

Edit: If you only have 4-5 cards and 4 of them are already Chase cards, you may get denied and not be able to recon for "too many chase products for now", which for me any way would not reconsider even if I took a lower over all CL with them (offered to take 2k off FU to open a 1.5k Freedom)

I currently hold cards with Wells Fargo, Amex, Cit, and Chase so by no means are all my eggs in one basket. I currently have (2) Chase cards as I closed the other (2) and transferred the CL. Also I have the Amex BCP so not sure how that stacks against the FU and what not.

I don't travel like I once did and based on work and personal have no desire to change that anytime in the future. I did enough miles through previous engagements and don't enjoy it like we once did.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 17:25:06 GMT

@Anonymous wrote:
@Anonymous wrote:
You should definitely get it, and if not should be able to secure on recon with moving some CL to it. And so far this card is the only chase card that I have gotten an auto CLI on, so even if it starts small..there is hope. Also with the CSR wouldn't the FU make a better daily driver? Or do you not travel much?

Edit: If you only have 4-5 cards and 4 of them are already Chase cards, you may get denied and not be able to recon for "too many chase products for now", which for me any way would not reconsider even if I took a lower over all CL with them (offered to take 2k off FU to open a 1.5k Freedom)
I currently hold cards with Wells Fargo, Amex, Cit, and Chase so by no means are all my eggs in one basket. I currently have (2) Chase cards as I closed the other (2) and transferred the CL. Also I have the Amex BCP so not sure how that stacks against the FU and what not.

I don't travel like I once did and based on work and personal have no desire to change that anytime in the future. I did enough miles through previous engagements and don't enjoy it like we once did.

Just was brainstorming possible outcomes for you. Yeah should definitely be good then. Good luck !!!!!!!

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 17:42:34 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
You should definitely get it, and if not should be able to secure on recon with moving some CL to it. And so far this card is the only chase card that I have gotten an auto CLI on, so even if it starts small..there is hope. Also with the CSR wouldn't the FU make a better daily driver? Or do you not travel much?

Edit: If you only have 4-5 cards and 4 of them are already Chase cards, you may get denied and not be able to recon for "too many chase products for now", which for me any way would not reconsider even if I took a lower over all CL with them (offered to take 2k off FU to open a 1.5k Freedom)
I currently hold cards with Wells Fargo, Amex, Cit, and Chase so by no means are all my eggs in one basket. I currently have (2) Chase cards as I closed the other (2) and transferred the CL. Also I have the Amex BCP so not sure how that stacks against the FU and what not.

I don't travel like I once did and based on work and personal have no desire to change that anytime in the future. I did enough miles through previous engagements and don't enjoy it like we once did.
Just was brainstorming possible outcomes for you. Yeah should definitely be good then. Good luck !!!!!!!

AND.......I have officially hit my ceiling with Chase it seems. Instant approval but a $500 SL. I'll be happy to move some CL from my CSR (in fact I really couldn't care much less about keeping that card) but I'll recon first because it never hurts.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 18:14:09 GMT

Congrats!! $500 is better than nothing, at least you can distribute as you deem fit now.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 18:15:39 GMT

@Anonymous wrote:
Congrats!! $500 is better than nothing, at least you can distribute as you deem fit now.

Exactly and I'm not upset in the least about it.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Wed, 31 May 2017 20:24:59 GMT

True to form it was a no go on increasing the SL without another HP so I took a pass.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Thu, 01 Jun 2017 01:56:16 GMT

@Anonymous wrote:
True to form it was a no go on increasing the SL without another HP so I took a pass.

Did you happen to log into your account yet to check your SL? In my approval I was told I had a $5k SL, but upon logging into my account I saw that it was in fact $10k. Perhaps you'll luck out here and see a limit at least a little higher than $500?

Like you said though, regardless, moving around limits is super simple so you can ensure you have the limit you want/need with the Amazon card.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Thu, 01 Jun 2017 03:11:18 GMT

MissingCalifornia wrote:

Can you move CL from CSR if your CL is $10k? I thought you have to have a min of $10k at all times on the CSR, even after approval.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Thu, 01 Jun 2017 12:26:54 GMT

@Anonymous wrote:
@Anonymous wrote:
True to form it was a no go on increasing the SL without another HP so I took a pass.
Did you happen to log into your account yet to check your SL? In my approval I was told I had a $5k SL, but upon logging into my account I saw that it was in fact $10k. Perhaps you'll luck out here and see a limit at least a little higher than $500?

Like you said though, regardless, moving around limits is super simple so you can ensure you have the limit you want/need with the Amazon card.

No joy. Logged in this morning to pay my CSR and the Amazon card was sitting there in all its glorious $500 CL. Oh wells......

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Thu, 01 Jun 2017 12:50:17 GMT

Time to move some limits then! No big deal. At least you got the card you wanted.

Re: About to app Amazon Prime Visa - quick questions

Anonymous — Thu, 01 Jun 2017 12:51:53 GMT

@Anonymous wrote:
Time to move some limits then! No big deal. At least you got the card you wanted.

Exactly and this is no big deal at all.

Re: About to app Amazon Prime Visa - quick questions

Gmood1 — Thu, 01 Jun 2017 21:48:59 GMT

Just moved some limits around myself. Took $8000 from the Freedom and moved it to the Amazon. I apped for the Amazon card this morning. Ended up with a $2k limit. I knew it wouldn't be that large. I expected it to be smaller than approved. It's all good. $10k is more than enough for the Amazon.

Re: About to app Amazon Prime Visa - quick questions

SouthJamaica — Fri, 02 Jun 2017 03:26:26 GMT

@Anonymous wrote:
So I am about to app this afternoon for the Chase Amazon Prime card. So some quick information here.

Last credit card HP with Chase was 8/2016 when they approved me for the CSR.
Took a HP on my TU file 2/2017 for some 0% furniture which is written by WF. Util on this account sits around 40%.
Those are the only apps (or HP's if you will) since 8/2016.
Current overall util on both EQ and EX is 4%.
EX is currently 761 and EQ 773.
Total revovling credit with Chase sits at $45K
Questions

Has anyone been double HP'd by Chase for this card? Each Chase CC I have been approved for resulted in a EQ/EX HP.
I had a single EX HP

When I was approved for the CSR I was given a SL of $10K. That is not a complaint but could that be a sign I have maxed out with Chase since that is the lowest SL for that card?
Not necessarily.

I have seen SL's posted here fairly low on the Amazon card in comprison to other Chase cards. I know I can move CL around but has anyone gotten $10K or more on approval? I ask because if I am approved for this card it will replace my daily driver for sure.
I have 3 Chase cards, and my Prime SL was the lowest of the 3.

As always thanks in advance guys!!