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    <title>topic Re: Is the 30 day message better than the 7-10 day message? in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965261#M164110</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Applied for the southwest card this morning from chase and have two other existing cards with them. Got the 30 day message. Is the 30 day basically mean decline?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you're getting the 30 day message in an email, that is the standard response for all applications not automatically approved. &amp;nbsp;If you're getting this by calling the automated status line, the 30 day message is&amp;nbsp;&lt;EM&gt;generally&amp;nbsp;&lt;/EM&gt;considered good news as is the 2 week response. &amp;nbsp;7-10 days usually means a decline but there are exceptions.&lt;/P&gt;</description>
    <pubDate>Fri, 02 Jun 2017 12:41:26 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-06-02T12:41:26Z</dc:date>
    <item>
      <title>Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965253#M164109</link>
      <description>&lt;P&gt;Applied for the southwest card this morning from chase and have two other existing cards with them. Got the 30 day message. Is the 30 day basically mean decline?&lt;/P&gt;</description>
      <pubDate>Fri, 02 Jun 2017 12:31:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965253#M164109</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-06-02T12:31:19Z</dc:date>
    </item>
    <item>
      <title>Re: Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965261#M164110</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Applied for the southwest card this morning from chase and have two other existing cards with them. Got the 30 day message. Is the 30 day basically mean decline?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you're getting the 30 day message in an email, that is the standard response for all applications not automatically approved. &amp;nbsp;If you're getting this by calling the automated status line, the 30 day message is&amp;nbsp;&lt;EM&gt;generally&amp;nbsp;&lt;/EM&gt;considered good news as is the 2 week response. &amp;nbsp;7-10 days usually means a decline but there are exceptions.&lt;/P&gt;</description>
      <pubDate>Fri, 02 Jun 2017 12:41:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965261#M164110</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-06-02T12:41:26Z</dc:date>
    </item>
    <item>
      <title>Re: Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965302#M164120</link>
      <description>&lt;P&gt;30 day message isn't all that bad, they are just going to go through your application, possibly call you to confirm something. Had that message from Chase a month ago, got the card in two weeks.&lt;/P&gt;</description>
      <pubDate>Fri, 02 Jun 2017 13:27:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965302#M164120</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-06-02T13:27:06Z</dc:date>
    </item>
    <item>
      <title>Re: Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965364#M164128</link>
      <description>&lt;P&gt;Called and said declined because too many card applications. I only have like 7 in the past two years? I see people with 25 in 3 months on here. How should I go about the reconsideration line?&lt;/P&gt;</description>
      <pubDate>Fri, 02 Jun 2017 14:28:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965364#M164128</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-06-02T14:28:22Z</dc:date>
    </item>
    <item>
      <title>Re: Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965521#M164143</link>
      <description>LOL I was approved for a IHG MC from Chase with over 70 inq showing on Ex and 20 + new acts in the past year - my 4th with Chase in 7 months</description>
      <pubDate>Fri, 02 Jun 2017 17:02:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965521#M164143</guid>
      <dc:creator>fltireguy</dc:creator>
      <dc:date>2017-06-02T17:02:25Z</dc:date>
    </item>
    <item>
      <title>Re: Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965537#M164146</link>
      <description>Southwest cards are under the 5/24 rule, the IHG card is not.&lt;BR /&gt;OP you can try to recon but I haven't heard of anyone being able to get around this rule.</description>
      <pubDate>Fri, 02 Jun 2017 17:14:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965537#M164146</guid>
      <dc:creator>dragontears</dc:creator>
      <dc:date>2017-06-02T17:14:35Z</dc:date>
    </item>
    <item>
      <title>Re: Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965545#M164149</link>
      <description>True. Didn't realize OP was over 5/24</description>
      <pubDate>Fri, 02 Jun 2017 17:21:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965545#M164149</guid>
      <dc:creator>fltireguy</dc:creator>
      <dc:date>2017-06-02T17:21:15Z</dc:date>
    </item>
    <item>
      <title>Re: Is the 30 day message better than the 7-10 day message?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965615#M164155</link>
      <description>&lt;P&gt;My brother opened 5 Chase accounts in less then 9 months&lt;/P&gt;</description>
      <pubDate>Fri, 02 Jun 2017 18:11:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Is-the-30-day-message-better-than-the-7-10-day-message/m-p/4965615#M164155</guid>
      <dc:creator>Meanmchine</dc:creator>
      <dc:date>2017-06-02T18:11:37Z</dc:date>
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