topic Re: Fidelity Rewards Visa application in Credit Card Applications

Fidelity Rewards Visa application

Anonymous — Fri, 09 Jun 2017 16:52:50 GMT

Got a pre qual offer in snail mail and was not too keen on app'ing but since Fidelity was not a common card issuer, thought it might be a good card to have.

App'ed and was given a 7 day message. Upon calling the support line, was told "it'll take upto two weeks" message.

Anyone with similar experience?

Re: Fidelity Rewards Visa application

pipeguy — Fri, 09 Jun 2017 16:57:39 GMT

I had the AmEx version (SL $2k, bumped to $10k) which converted to the Visa 6-8 months ago the wife got a preapproval for the Visa - I assume because she's listed on my investment account as survivor, apped, approved for $2500 SL - it's in the sock drawer.

That said the 2% across the board cash back is not bad if you don't want to chase catagory rewards and in truth, I don't use mine much anymore.

Re: Fidelity Rewards Visa application

dragontears — Fri, 09 Jun 2017 16:58:09 GMT

If I remember right, Fidelity cards are handled by Elan, a subsidiary of US Bank where manual reviews of applications is normal

Re: Fidelity Rewards Visa application

Anonymous — Fri, 09 Jun 2017 16:59:46 GMT

Yes, Lifelock alerted me today about an Elan Financial application. My EX is frozen with the other two open. No damage if not approved

Re: Fidelity Rewards Visa application

BronzeTrader — Sun, 11 Jun 2017 20:28:37 GMT

Elan or US Bank is a pain in the butt with applications. Be patient or stay away. The card is ok card to have.

Re: Fidelity Rewards Visa application

Benzman — Mon, 12 Jun 2017 01:22:41 GMT

Once you get your foot in the door with Elan/US, they treat you like family if you are a good customer. Have always had good luck and auto CLIs after 6 months.

Re: Fidelity Rewards Visa application

Anonymous — Sun, 18 Jun 2017 19:00:54 GMT

Well, closing on this one.

Got a letter in snail mail yesterday that due to a security freeze, they were unable to obtain my CR. I had put in a sec freeze on my Experian but left TU and EQ open. Not thinking of lifting the sec freeze anytime soon...

So, I'll pass this one.

Re: Fidelity Rewards Visa application

Anonymous — Mon, 19 Jun 2017 23:30:20 GMT

deleting this as previous message got posted (some delays)...