topic Re: Amex RSVP Codes.... in Credit Card Applications

Amex RSVP Codes....

Anonymous — Thu, 15 Jun 2017 01:57:27 GMT

Received an invitation and a RSVP code to apply for the blue cash preferred card ... does anyone know how this works? do I have a better chance if I got a code? or is this smoke and mirrors?

Re: Amex RSVP Codes....

jawbrkr — Thu, 15 Jun 2017 23:47:29 GMT

If you have an RSVP code then there is most likely a set APR. The offer is legitimate. It's as good as a prequal. Nothing is guaranteed of course but your chances are pretty good assuming nothing on your profile has changed for the worse since the date they sent the mailer. I have gotten a lot of those offers from Amex for the Platinum and PRG cards.

Re: Amex RSVP Codes....

Anonymous — Thu, 15 Jun 2017 12:19:34 GMT

Thank you very much for the reply.

Re: Amex RSVP Codes....

Anonymous — Thu, 15 Jun 2017 12:23:16 GMT

Op did you apply?

Re: Amex RSVP Codes....

Anonymous — Thu, 15 Jun 2017 12:31:28 GMT

I already have the Amex Everyday card had in for about 10 months and since about two weeks ago I have been receiving RSVP codes for like 3 of their cards. I most likely won't apply but I was just curious about the codes.

Re: Amex RSVP Codes....

MrDisco99 — Fri, 16 Jun 2017 01:24:05 GMT

Yeah I get the impression that once you're in with them they'll send you offers like crazy. I got a BCE about 6 weeks ago and I've been getting offers for ED and PRG in the mail. I'm gardening, though, and not really interested in the MR points thing, so I'm passing.

Re: Amex RSVP Codes....

Anonymous — Fri, 16 Jun 2017 02:39:42 GMT

I'm in the same boat myself....gardening for at least 6 months.

Re: Amex RSVP Codes....

Anonymous — Fri, 16 Jun 2017 02:44:26 GMT

@MrDisco99 wrote:
Yeah I get the impression that once you're in with them they'll send you offers like crazy. I got a BCE about 6 weeks ago and I've been getting offers for ED and PRG in the mail. I'm gardening, though, and not really interested in the MR points thing, so I'm passing.

You can stop that REAL quick, just open a business card and throw on a large balance for some 0% APR action. No more offers

Re: Amex RSVP Codes....

Anonymous — Fri, 16 Jun 2017 13:13:12 GMT

Amex hates balances that's for sure lol

Re: Amex RSVP Codes....

Anonymous — Tue, 20 Jun 2017 18:33:09 GMT

Ended up applying with the RSVP code and was approved for 3000k...small starting credit line because I have a lot of Inquiries on my EX report and a few new accounts kinda surprised I was approved in the first place I have an everyday card already and only was approved for that 9 months ago. But it worked now back to the Garden I go.

Re: Amex RSVP Codes....

iced — Tue, 20 Jun 2017 19:33:05 GMT

@MrDisco99 wrote:
Yeah I get the impression that once you're in with them they'll send you offers like crazy. I got a BCE about 6 weeks ago and I've been getting offers for ED and PRG in the mail. I'm gardening, though, and not really interested in the MR points thing, so I'm passing.

Oh, they'll bombard you with offers even if you're not in with them. Between American Express and Discover, my mailbox is almost never empty.

Re: Amex RSVP Codes....

Anonymous — Tue, 20 Jun 2017 19:50:12 GMT

Discover doesn't care for me much...had their card for 1 and half years and they never show me nay love when it comes to CLI....Citi...Amex...all of them are fair but Discover not so much.

Re: Amex RSVP Codes....

Anonymous — Wed, 28 Jun 2017 14:27:32 GMT

I applied for the Amex everyday blue cash card with the RSVP code about 2 weeks ago and it still hasn't showed up as a hard pull on my credit report? I'm wondering if maybe since I was a cutomer already and apllied with the code if they just soft oulled me for the offer and used internal scores to approve me? I have never been approved for a card before when it took over two weeks to show a hard pull?! any idea's for anyone who might know?