topic Re: Need Tips in Credit Card Applications

Need Tips

Anonymous — Thu, 15 Jun 2017 02:14:09 GMT

Hello Everyone,
I was wondering about my approval chances for Chase Sapphire Or Chase Freedom Unlimited.

My Scores are (according to credit karma)

733 TU and 733 EQ

My income is around 20k , I'm still in college.

Current Cards : Citi TYP ($2300) increased yesterday by $1300 .
American Express Blue Cash: $2000 increased by $1000 yesterday
Capital One Journey ($500)
And Discover it ($1250 ) auto CLI this month from $1000 to $1250.
What are my chances for Chase cards as I am under the 5/24 rule.

Re: Need Tips

Dhani76 — Fri, 16 Jun 2017 04:55:53 GMT

Did you try their pre-qualify site?

Re: Need Tips

Shogun — Fri, 16 Jun 2017 04:59:58 GMT

Freedom? Maybe. I think your chances would be better with the Freedom card. Income is low and seeing as you are still in college, I'm guessing your AAoA isn't that high.

Re: Need Tips

Anonymous — Fri, 16 Jun 2017 06:19:23 GMT

Thanks for the reply ,

I tried the pre-qualify. It didn't give me any offers but I've herd people getting approved even without that. My Oldest card is 1 years old literally. Apparently credit karma thinks I've a "very good" chance of getting approved. I just want to add the freedom unlimited , the Other one is out of reach for now.