topic Re: Diners Elite App in Credit Card Applications

Diners Elite App

Creditaddict — Sat, 29 Nov 2014 01:41:22 GMT

Nearly 1 month after applying the letter finally arrived today:

Denied for past delinquency.

Anyone know how long from last delinquency diners wants to see?

Re: Diners Elite App

Anonymous — Sat, 29 Nov 2014 01:55:30 GMT

Sorry to hear that!! Not sure how long from the last delinquency they want to see but they approved me with 2 collections on my EX that are 3-4 yrs old.

Re: Diners Elite App

uswala — Sat, 29 Nov 2014 02:04:50 GMT

Sorry to hear that!

A long futile wait.

Re: Diners Elite App

dodgerslv — Sat, 29 Nov 2014 02:13:06 GMT

@Creditaddict wrote:
Nearly 1 month after applying the letter finally arrived today:

Denied for past delinquency.

Anyone know how long from last delinquency diners wants to see?

sorry to hear CA...it really seemed they were being very lenient as i saw approvals in the 650-660 range. how long ago was the last deliquency?

Re: Diners Elite App

Creditaddict — Sat, 29 Nov 2014 02:14:09 GMT

July-Aug 2013

so they must want 2+ or 3+ years.

Re: Diners Elite App

dodgerslv — Sat, 29 Nov 2014 02:15:59 GMT

@Creditaddict wrote:
July-Aug 2013
so they must want 2+ or 3+ years.

definitely too soon CA...and i would agree give it at least 2 years.

Re: Diners Elite App

B335is — Sat, 29 Nov 2014 02:59:49 GMT

@dodgerslv wrote:
@Creditaddict wrote:
July-Aug 2013
so they must want 2+ or 3+ years.
definitely too soon CA...and i would agree give it at least 2 years.

It wasn't too soon for some people that slid in under the radar.

CA, I finally also got my denial letter for Elite. It said I was denied for amount of debt to income.

Re: Diners Elite App

Anonymous — Sat, 29 Nov 2014 03:02:57 GMT

@B335is wrote:
@dodgerslv wrote:
@Creditaddict wrote:
July-Aug 2013
so they must want 2+ or 3+ years.
definitely too soon CA...and i would agree give it at least 2 years.
It wasn't too soon for some people that slid in under the radar.

CA, I finally also got my denial letter for Elite. It said I was denied for amount of debt to income.

Ah. That makes me feel better.

That's a shame though.

Re: Diners Elite App

Anonymous — Sat, 29 Nov 2014 03:03:28 GMT

When I got approved I had fed tax lien from 2005 and a collection from 2010. They are very hard to figure out. Sorry that you weren't approved