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    <title>topic Help needed with new credit card application! in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Help-needed-with-new-credit-card-application/m-p/4987130#M166516</link>
    <description>&lt;P&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 03 Jul 2017 17:53:10 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-07-03T17:53:10Z</dc:date>
    <item>
      <title>Help needed with new credit card application!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Help-needed-with-new-credit-card-application/m-p/4987130#M166516</link>
      <description>&lt;P&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 03 Jul 2017 17:53:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Help-needed-with-new-credit-card-application/m-p/4987130#M166516</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-07-03T17:53:10Z</dc:date>
    </item>
    <item>
      <title>Re: Help needed with new credit card application!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Help-needed-with-new-credit-card-application/m-p/4987156#M166523</link>
      <description>&lt;P&gt;What type of collections are they? Medical or something else? Your best bet might be to pay the collections off, or work out a settlement IF they are updating every month and showing as maxed out revolving accounts. That would be looked at much more favorably than the open collections&lt;/P&gt;</description>
      <pubDate>Thu, 29 Jun 2017 23:34:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Help-needed-with-new-credit-card-application/m-p/4987156#M166523</guid>
      <dc:creator>fltireguy</dc:creator>
      <dc:date>2017-06-29T23:34:06Z</dc:date>
    </item>
    <item>
      <title>Re: Help needed with new credit card application!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Help-needed-with-new-credit-card-application/m-p/4987171#M166525</link>
      <description>&lt;P&gt;.&lt;/P&gt;</description>
      <pubDate>Mon, 03 Jul 2017 17:53:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Help-needed-with-new-credit-card-application/m-p/4987171#M166525</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-07-03T17:53:56Z</dc:date>
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