topic Re: Credit Card Application that uses Experian in Credit Card Applications

Credit Card Application that uses Experian

RebelSon — Tue, 04 Jul 2017 19:09:29 GMT

I want to apply for an amex card and I know they pull Exp and Exp isnt my strongest report. If I lock it, will amex pull TU or EQ?

Dont want to waste a hp for exp.
Exp fico 630
Eq fico 688
Tu fico 640

Re: Credit Card Application that uses Experian

Anonymous — Tue, 04 Jul 2017 20:02:58 GMT

They'll pull what they want to pull. If they decide they want Ex they'll tell you to unlock it or no card for you.

Re: Credit Card Application that uses Experian

fltireguy — Wed, 05 Jul 2017 03:26:35 GMT

OP - just want to mention that talking bout freezing CR's in order to app for cards (and have the bank pull an alternate bureau) is a major no no on MF

Re: Credit Card Application that uses Experian

Anonymous — Wed, 05 Jul 2017 03:28:08 GMT

OP, I posted about this subject once and received a slap on the wrist from the mods saying that I was violating the TOS, so be warned that they take issue with the suggestion of doing this (manipulating which bureau is pulled).

Re: Credit Card Application that uses Experian

peghede — Wed, 05 Jul 2017 03:31:34 GMT

Amx will only pull Experian , allot others who pull exp ,some credit unions and banks.vs/mc and retail cards.

Re: Credit Card Application that uses Experian

Anonymous — Wed, 05 Jul 2017 06:48:51 GMT

Amex

Re: Credit Card Application that uses Experian

UncleB — Wed, 05 Jul 2017 12:16:57 GMT

We're not permitted to discuss freezing a bureau with the intent to force a creditor to use a different bureau on a credit app.

With this in mind and since the question was addressed this thread is now locked and closed to new messages.

--UB