topic Re: Comenity Pre-Approvals !!! in Credit Card Applications

Comenity Pre-Approvals !!!

peghede — Sun, 09 Jul 2017 05:32:54 GMT

It's alive, its' alive.lol

Apply ? Yey Or Nay

All 3 reports on Iceeeee.

williams-sonoma

campingworld

goodsamclub

Re: Comenity Pre-Approvals !!!

Anonymous — Sun, 09 Jul 2017 02:03:06 GMT

I had the Williams and Sonoma pop-up for me but I already have 3 Comenity cards and I wasn't making a huge purchae. If I were going to make a large purchase on something they don't allow you to use their regular coupons for than perhaps I would get the card. Saying i was going to get a set of Le Crueset pots and a set of Wustof knives the 20 percent might be worthwhile.

Re: Comenity Pre-Approvals !!!

CreditMagic7 — Sun, 09 Jul 2017 04:00:09 GMT

Yes they are still alive and waiting for a BITE.

Re: Comenity Pre-Approvals !!!

peghede — Sun, 09 Jul 2017 05:04:41 GMT

1st.Comenity waiting.lol

2nd.Do i wanna mix retail and vs/mc with them?

Re: Comenity Pre-Approvals !!!

Moneyklutz — Sun, 09 Jul 2017 05:11:29 GMT

I'm just sitting here scratching my head wondering what in the world would a person do with 22 blenders...

Re: Comenity Pre-Approvals !!!

Anonymous — Sun, 09 Jul 2017 05:55:11 GMT

I still have SPG Visa and Total Rewards Visa.

Once had J. Crew, HSN, Overstock, Lenovo, Eddie Bauer, Good Sams Club (Camping World), Brylane Home, Wayfair, and a few others. Felt like Ron1 at some point.

Closed them all, except the two listed on line 1, before they began shutting down accounts.

Got popups for Williams-Sonoma, Pottery Barn and others but this Bon-Ton thing is not giving me any popup.

Re: Comenity Pre-Approvals !!!

peghede — Sun, 09 Jul 2017 06:08:30 GMT

they close them down on u and they left 2 open?what exposure u had with them? im 99k and i cli every 31 days on my accounts for last year and half ,

ps. Bonton (cold app hp) is great. got it last july $500 sl, today is $21300

Re: Comenity Pre-Approvals !!!

Anonymous — Sun, 09 Jul 2017 17:28:25 GMT

I should have made myself more clear. I closed the accounts myself. Wanted rid of the dead weight of store cards and a $1,000 Camping World Visa that would not budge.

I would be willing to hold onto a store card if it could climb over $20k.

Re: Comenity Pre-Approvals !!!

Anonymous — Sun, 09 Jul 2017 17:35:43 GMT

I used the SCT over the last few days and got a few pop ups.. didn't accept for most of them. Strangely enough, they all ended up being hard pulls 2-3 days later. Or I should say, I got notifications about them so I am assuming they were HP.

What I did find strange is that while I wanted to get the TR one... they didn't offer it to me yet it showed up on my credit. Baffled by Comenity.

Re: Comenity Pre-Approvals !!!

AverageJoesCredit — Sun, 09 Jul 2017 18:01:49 GMT

Have fun Peghede you have more than enough credit. Take them all and see what Comenity Crunch does

Re: Comenity Pre-Approvals !!!

peghede — Sun, 09 Jul 2017 18:41:37 GMT

Gonna do some house clean up on comenity by end of month (I have to ).

Need room to grow other cards currently have.

Will close Blue Nile ( 42k)

And 3 more by End of Oct

Frontgate,Overstock,Nwyrk&co.

Re: Comenity Pre-Approvals !!!

peghede — Sun, 09 Jul 2017 19:10:28 GMT

There's no SP on those pre approvals on EXP or EQ (just checked) (All 3 reports on ice no more playing with no one)

Re: Comenity Pre-Approvals !!!

Meanmchine — Mon, 10 Jul 2017 03:28:39 GMT

I am currently sitting on a preapproval for the WS Visa. Ill probbly wait on that card til Xmas time. Already have 3 EQ inquiries in the last 6 months

I always loved the card design for Camping World.

Re: Comenity Pre-Approvals !!!

peghede — Sat, 15 Jul 2017 01:52:11 GMT

Still up, just added little more to cart.

Re: Comenity Pre-Approvals !!!

K-in-Boston — Sat, 15 Jul 2017 01:59:55 GMT

peghede you just added so much ammo to the cart that you're now on a list somewhere! LOL

There was a thread a while back and I ended up testing the SCT but not actually applying for the WS card. Mine specifically popped up as a Visa Signature in the photo and language and the OP's just showed the regular Visa. Not bragging, just wondering if there are really 3 different versions of SCT pop up for that card?

Re: Comenity Pre-Approvals !!!

peghede — Sat, 15 Jul 2017 02:12:53 GMT

yeah they do,lol got sig on ws

Re: Comenity Pre-Approvals !!!

J-F168 — Sat, 15 Jul 2017 09:18:07 GMT

what is a good strategy to make Good SAM TO POP UP?

Re: Comenity Pre-Approvals !!!

peghede — Thu, 20 Jul 2017 22:58:25 GMT

Still works after adding little more to cart

Re: Comenity Pre-Approvals !!!

Anonymous — Fri, 21 Jul 2017 00:40:49 GMT

@J-F168 wrote:
what is a good strategy to make Good SAM TO POP UP?

Put $50,000 worth of RV tire covers in your cart? I used to have this card. They sign you up for all kinds of other groups like AAA. We have two Camping Worlds here and both look like a 1980s Service Merchandise or Brendles. I have no idea how they survive financially.

I can also tell you a smart arse cashier at the store told me I should have waited and would have gotten the pre-approval in store with a discount on that day's purchases.

I bit on the AAA membership only to learn the tier I was in would only tow me for 8 miles. Didn't sign up for a second year. For the past few years they have been extremely aggressive at trying to get my business back.

Re: Comenity Pre-Approvals !!!

pipeguy — Fri, 21 Jul 2017 00:52:08 GMT

@Anonymous wrote:
I should have made myself more clear. I closed the accounts myself. Wanted rid of the dead weight of store cards and a $1,000 Camping World Visa that would not budge.

I would be willing to hold onto a store card if it could climb over $20k.

Good call ! Only good Comenity card is a closed Comenity card IMO.