topic Re: Capitial One CLI Request in Credit Card Applications

Capitial One CLI Request

me12345 — Tue, 18 Jul 2017 17:27:16 GMT

I have a Platinum Capitol One M/C with a $1,300.00 CL on it, it was raised $500.00 automaticly when the account was 6 months old.

However, that was 8 months ago...If I hit the "Love" button for CLI, will it be a HP or a soft one?

Thanks,

Re: Capitial One CLI Request

Anonymous — Tue, 18 Jul 2017 17:45:46 GMT

No, it will be a SP.

Re: Capitial One CLI Request

me12345 — Tue, 18 Jul 2017 18:01:14 GMT

Thanks....

I hit the button and got an imiediate $150.00 CLI...Really! $150.00. I declined the CLI.... do I need to wait 6 months to try it again?

Re: Capitial One CLI Request

Anonymous — Tue, 18 Jul 2017 18:19:54 GMT

Not sure about how declining an offer fit into the equation, I would give them a call.

Cap1's stingy CLIs can sometimes feel like insults, I chuckled at my initial CLI of 1k to my 10k SL QS, but I accepted anyway.

Re: Capitial One CLI Request

Anonymous — Tue, 18 Jul 2017 20:12:53 GMT

@me12345 wrote:
Thanks....

I hit the button and got an imiediate $150.00 CLI...Really! $150.00. I declined the CLI.... do I need to wait 6 months to try it again?

I tried CLI each month on my QS, 100 each time, declined a few times. And one day I got 4000 instant. I dont know what their logic is, because my card utilization all along was basically same.

Re: Capitial One CLI Request

700orbust — Tue, 18 Jul 2017 20:51:00 GMT

sometimes their decision is made on a score thats 2 months old. they play by their own rules thats for sure.

Re: Capitial One CLI Request

MauiMan85297 — Tue, 18 Jul 2017 21:09:46 GMT

You can wait 2 weeks and try again, no rhyme or reason when and why they give or not give. Always a SP