topic Commenity recon is useless. in Credit Card Applications

Commenity recon is useless.

Cleaningitup2016 — Wed, 19 Jul 2017 21:10:55 GMT

They asked for me to wait for a letter in the mail.

After talking to 3-4 people on 2 diff phone numbers.. no one has acess to application data!

They have to go by the letter.

What is this 1976?

Every credit account I have, they have a team that can view application data!

Re: Commenity recon is useless.

Anonymous — Wed, 19 Jul 2017 22:13:30 GMT

Sorry to hear. Not every bank does recons after a denial and Comenity is one of them unfortunately.. Hang in there..

Re: Commenity recon is useless.

B335is — Wed, 19 Jul 2017 23:18:54 GMT

Unfortunately Comenity doesn't reconsider applications like some other Banks do. A few years ago I managed to find the EO contact number and actually found someone with the ability to overturn the computer decision, but I'm afraid that was a very isolated experience. The front line staff just goes by whatever the computer tells them.

Re: Commenity recon is useless.

Cleaningitup2016 — Thu, 20 Jul 2017 18:37:06 GMT

Do you have that number?

There TRULY has to be something screwy going on for me to only get approved via the shopping cart trick and not hard applying/

I also find it weird how I can get approved for $1,000 with Williams-Sonoma, but a measly $250 with Jcrew.

Re: Commenity recon is useless.

Anonymous — Sat, 22 Jul 2017 01:20:19 GMT

One thing I noticed is that if I apply for more than one Comenity bank card a month they will be declined. The "store cards" I only got approved for $250 limits but the store/ MC cards I got approved for $1000. I had applied for two store/MC card on the same day got approved for one but not the other....I don't understand if they are all through Comenity how do they all not get approved?!