topic Re: Is this a No? (Citi Secured Card) in Credit Card Applications

Is this a No? (Citi Secured Card)

buildingitbackup — Sat, 05 Aug 2017 23:16:44 GMT

Re: Is this a No? (Citi Secured Card)

AverageJoesCredit — Sat, 05 Aug 2017 23:25:10 GMT

Not mecessarily. They may just want to verify you via letter.

Re: Is this a No? (Citi Secured Card)

cmm89 — Sat, 05 Aug 2017 23:26:25 GMT

No, definitely not. This is exactly what happened with my application in September of last year. Treat them right, pay your bill on time and in full, and you'll be in an entirely different situation next year this time!

Re: Is this a No? (Citi Secured Card)

buildingitbackup — Sun, 06 Aug 2017 16:48:31 GMT

So this is standard process? If denied would there have been a more of non-cryptic message.....Such as "We regret to inform you....." Lol! I dont like being in limbo.

Re: Is this a No? (Citi Secured Card)

Anonymous — Sun, 06 Aug 2017 20:09:18 GMT

Takes about a week for their secured decision. If they pull the money, you are approved

Re: Is this a No? (Citi Secured Card)

CountryLivin — Mon, 07 Aug 2017 00:53:10 GMT

Yep....just wait and see if they take the money out of your account......I have seen some take a week to two to get approved!

Re: Is this a No? (Citi Secured Card)

buildingitbackup — Tue, 08 Aug 2017 16:44:32 GMT

I received another email stating further verification was needed and to call. Not two minutes after opening the email a Citi rep called to very income and housing payment. He ended the call stating the secured department will now review my application.

Re: Is this a No? (Citi Secured Card)

irunfromcredit — Tue, 08 Aug 2017 19:34:22 GMT

@buildingitbackup wrote:

Not necessarily. I recieved the same message. It took almost a week, but citi sent out a letter for me to call and verify my identity. Once I did that, I was approved. Try giving them a call to follow up . Good Luck!

Re: Is this a No? (Citi Secured Card)

Anonymous — Wed, 09 Aug 2017 20:52:25 GMT

If they do not pull your money within a day or two from the call verification, more than likely you are denied. I have no idea why they are do difficult.