topic Re: Who does BOA pull for credit card applications? in Credit Card Applications

Who does BOA pull for credit card applications?

raydmercer2345 — Tue, 02 Dec 2014 01:11:18 GMT

Who does BOA pull for new credit card applications? Im in FL. Thanks!

Re: Who does BOA pull for credit card applications?

uswala — Tue, 02 Dec 2014 01:13:30 GMT

I think is usually Experian but they can pull other as well.

Check out the credit pulls database.

Re: Who does BOA pull for credit card applications?

uswala — Tue, 02 Dec 2014 01:29:45 GMT

Meanwhile, I checked my records and for my app they had pulled all 3 here in Texas. Last month they pulled EX for my DW's app.

Re: Who does BOA pull for credit card applications?

Anonymous — Tue, 02 Dec 2014 02:17:24 GMT

Both mine were TU here in New Hampshire.

Re: Who does BOA pull for credit card applications?

AzaleaB — Tue, 02 Dec 2014 14:50:47 GMT

For me they pulled EQ. I'm in NY.

Re: Who does BOA pull for credit card applications?

Anonymous — Tue, 02 Dec 2014 19:21:31 GMT

@uswala wrote:
I think is usually Experian but they can pull other as well.
Check out the credit pulls database.

Not to hijack your thread OP. But I am so sick of these prime banks pulling from Experian. Why? All cards I have applied to are always experian. Can someone explain?

Re: Who does BOA pull for credit card applications?

Anonymous — Tue, 02 Dec 2014 20:14:33 GMT

It perhaps has something to do with the fact that EX inquiries are very sticky.

Re: Who does BOA pull for credit card applications?

Anonymous — Tue, 02 Dec 2014 20:26:42 GMT

I'm in FL too and applied for a secured card. They pulled Experian on me. Instant denial and 7-10 day letter.

Re: Who does BOA pull for credit card applications?

Anonymous — Tue, 02 Dec 2014 21:33:18 GMT

@Anonymous wrote:
It perhaps has something to do with the fact that EX inquiries are very sticky.

You are probably right.......

Re: Who does BOA pull for credit card applications?

Anonymous — Tue, 02 Dec 2014 21:34:50 GMT

@Anonymous wrote:
I'm in FL too and applied for a secured card. They pulled Experian on me. Instant denial and 7-10 day letter.

Sorry to hear that.. But a secured card should be a soft pull just my 2 cents.

Re: Who does BOA pull for credit card applications?

Anonymous — Tue, 02 Dec 2014 21:42:16 GMT

I cant get a secured BOA either. Blacklisted.