topic Re: CC Suggestions in Credit Card Applications

CC Suggestions

Anonymous — Tue, 22 Aug 2017 22:18:21 GMT

I'm on a rebuilding journey and looking into a cc to apply for. At the moment, I only have a VS store card. Any reccomedations/suggestions/advice?

Student Loans-$20,407

Collections-$4,226

Car Loan-$4,449

Scores:

Tu: 621

Ex: 636

Eq: 613

Re: CC Suggestions

Anonymous — Tue, 22 Aug 2017 23:00:35 GMT

Welcome to the forums! Can you expand a bit on your profile? Specifically any derogs including the nature of your collections.

Re: CC Suggestions

medicgrrl — Tue, 22 Aug 2017 23:57:32 GMT

Have you tried the Cap1 prequal?

Re: CC Suggestions

Anonymous — Wed, 23 Aug 2017 01:07:04 GMT

Are you basically just looking for any card for rebuild purposes that you can get approved for with your scores/profile where they currently are?

Re: CC Suggestions

Anonymous — Wed, 23 Aug 2017 11:25:37 GMT

I have and they suggested the platinum and qs1

Re: CC Suggestions

medicgrrl — Wed, 23 Aug 2017 14:49:42 GMT

@Anonymous wrote:
I have and they suggested the platinum and qs1

I would try the Platinum, it seems to be easier to PC to the QS.

Re: CC Suggestions

Anonymous — Wed, 23 Aug 2017 21:05:51 GMT

yes

@Anonymous wrote:
Are you basically just looking for any card for rebuild purposes that you can get approved for with your scores/profile where they currently are?

Re: CC Suggestions

Anonymous — Wed, 23 Aug 2017 21:17:11 GMT

@Anonymous wrote:
Welcome to the forums! Can you expand a bit on your profile? Specifically any derogs including the nature of your collections.

1 eviction and 2 charge-offs