topic Re: Banco do Brasil Americas in Credit Card Applications

Banco do Brasil Americas

Anonymous — Mon, 04 Sep 2017 04:49:02 GMT

Does anyone know the minimum credit scores to obtain the most accessible credit card with Banco do Brasil Americas? I've always wanted one. I know I can get a secured one, but I would have to do that in person, and I dont want to travel half across the U.S.A just for that. Thanks!

Re: Banco do Brasil Americas

credit_is_crack — Mon, 04 Sep 2017 13:15:24 GMT

I didn't even know this existed until I just looked it up. Those secured cards have pretty hefty minimum deposits. The Platinum Plus has a minimum deposit of $20,000??? Is that right? Maybe that should be Maximum? That is crazy high for a minimum.

Kind of makes me wonder what their credit limits go up to for the unsecured..I wonder if they are doling out $40 to $50k limits...

Standard 1% cash back, No annual fee. What's got you fixated on this card and bank? Do you Bank with them now?

Re: Banco do Brasil Americas

Anonymous — Mon, 04 Sep 2017 16:29:00 GMT

@credit_is_crack wrote:
I didn't even know this existed until I just looked it up. Those secured cards have pretty hefty minimum deposits. The Platinum Plus has a minimum deposit of $20,000??? Is that right? Maybe that should be Maximum? That is crazy high for a minimum.

Kind of makes me wonder what their credit limits go up to for the unsecured..I wonder if they are doling out $40 to $50k limits...

Standard 1% cash back, No annual fee. What's got you fixated on this card and bank? Do you Bank with them now?

I suspect some of the numbers are BRL instead of USD. I don't actually see either one specified... It is interesting to see a secured card with Priority Pass though.

EDIT: Hold on a sec... is the platinum plus card REALLY no-AF and Priority Pass? I might be looking into them...

Re: Banco do Brasil Americas

Gmood1 — Mon, 04 Sep 2017 16:38:00 GMT

Flew under my radar as well. Looks to be owned by the government of Brazil. Second largest bank in South America. Customer service is in Columbus Ohio. I wonder what CB they pull?

Re: Banco do Brasil Americas

ljavonna — Mon, 04 Sep 2017 17:00:14 GMT

Interesting I'm definitely following this one

Re: Banco do Brasil Americas

AverageJoesCredit — Mon, 04 Sep 2017 17:08:03 GMT

I think they pull el buró de crédito lol

Re: Banco do Brasil Americas

credit_is_crack — Mon, 04 Sep 2017 18:31:25 GMT

I didn't find any data points on this and nothing on credit pulls (unless they have a different US based name I'm unaware of)...OP you going to take the plunge???

Re: Banco do Brasil Americas

fltireguy — Mon, 04 Sep 2017 20:30:41 GMT

They don't have a different name in the US... I've passed their branch in Orlando a few times.. I think there are a few branches in Florida

Re: Banco do Brasil Americas

Anonymous — Mon, 04 Sep 2017 20:56:36 GMT

Interesting. Priority Pass Select does appears to be included and no AF. I'm curious to see any DP's if someone pulls the trigger in this one.

Re: Banco do Brasil Americas

Gmood1 — Tue, 05 Sep 2017 02:14:22 GMT

Ok I took one for the team. Let's see what they say. They do pull EX. No alerts from other CBs yet. Not an instant approval or denial. Credit pulled in Coral gables FL.

Re: Banco do Brasil Americas

bldmt — Tue, 05 Sep 2017 02:20:05 GMT

Me too, about 1/2 hour ago, said they needed more time for the app. No alerts for pull(s) yet. Which one did you go for Gmood?

Re: Banco do Brasil Americas

Anonymous — Tue, 05 Sep 2017 02:26:10 GMT

Hi! minimum amount for their secured classic card is only $500.00 dollars that is. No, I don't bank with them, although I wouldn't mind. Apparently they prefer to do business in person, and they only have branches in Florida. I've always wanted to go to Brazil whether to live there as an expat or just to vacation, and I figured this would facilitate matters. I did apply for the non-secured back in February of this year, but was denied. It didn't occur to me to call for a reconsideration. by the way, they pull Experian.

Re: Banco do Brasil Americas

Anonymous — Tue, 05 Sep 2017 02:28:08 GMT

When I applied for the non-secured back in February of this year, they sent be a letter for the denial.

Re: Banco do Brasil Americas

bldmt — Tue, 05 Sep 2017 02:29:09 GMT

Hi Elo, care to share any data points, or reason for the denial?

Re: Banco do Brasil Americas

Anonymous — Tue, 05 Sep 2017 03:11:04 GMT

I currently have a 687 on Experian, so I'm sure that I can probably walk into their bank and walk out with a secured classic card, but I just can't recall what my score was back in February.

I know that Wallethub has a utility that analyzes with a graph your transunion score throughout the months, but I don't know who can do it for Experian. Also, back then I think I still had a collections account that I got rid off around April or May.

And that's the card that I want the most, Lol! The other being the Aeromexico Rewards card by U.S. Bank., which also offers a secure card.

Re: Banco do Brasil Americas

AverageJoesCredit — Tue, 05 Sep 2017 03:37:24 GMT

Good ol Gmood Should i alert the gatesman or shall we wait on TWO approvals?

Re: Banco do Brasil Americas

Gmood1 — Tue, 05 Sep 2017 07:03:20 GMT

@bldmt wrote:
Me too, about 1/2 hour ago, said they needed more time for the app. No alerts for pull(s) yet. Which one did you go for Gmood?

I went for the Platinum Plus card.

@ AJC, lol... depending on how conservative they are, I could be locked outside of those gates! 😂

Re: Banco do Brasil Americas

drmceo — Tue, 05 Sep 2017 15:40:26 GMT

@AverageJoesCredit wrote:
I think they pull el buró de crédito lol

I am sitting here in the airport laughing like crazy and everyone is looking at me.

Re: Banco do Brasil Americas

credit_is_crack — Tue, 05 Sep 2017 17:10:45 GMT

@Gmood1, keep us posted and good luck! Looks like the plat plus has a $25k minimum so when you get approved it will be a nice addition.

@drmceo LOL I think we're all a little crazy. Some of us just vocalize it more lol let 'em think what they want

Re: Banco do Brasil Americas

Gmood1 — Tue, 05 Sep 2017 17:53:22 GMT

Hey credit is crack, where did you see the minimum approval for that card is $25k? I missed that part. Lol
I'll let you know either way.. whether I'm shot down or approved for something.