topic Re: Uber Visa Credit Card Data Points Thread for Approvals in Credit Card Applications

Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Mon, 06 Nov 2017 23:09:24 GMT

Went for it and got the message below:

Thanks for your interest. Your application is being reviewed. We appreciate your interest in the Uber Visa Card. Unfortunately, we are not able to provide you with an immediate decision on the application you just submitted. Your application requires further review, which can take up to 10 days. We will notify you in writing in no more than 30 days (and often sooner) about the status of your application.

Here is the link to apply for the Uber Visa Credit Card

Here is the link to check the status of an application: Application Status

I will call later this morning and report back.

My data points:

TU is 718 - Did get the alert that they pulled TU

Accounts opened in the last six months (October) = 7 (5 CCs, 2 PLOCs) - 2 AMEX cards, 2 US Bank cards, 1 NFCU card, US Bank CLOC, NFCU PLOC

Inquirires in TU = 12 (4 in October 2017, 1 in June 2017, 3 in December 2016, 4 in November 2016)

UTL 6% - This will be tricky if i have to call for recon. All my cards are at $0 balance but two will close statement on November 3rd. I might have to send in proof of this. My Venture, which had a $16k balance, now $0, and my PenFed, which had a $5k balance now $0.

$50 Online subscription credit annyversary benefit.

Eligible digital music, video and shopping subscription services are:

1. Netflix

2. Amazon Music

3. Audible

4. Hulu

5. Apple Music

6. Spotify

7. Sirius XM

8. Pandora

9. Google Music

10. HBO Now

11. DirectTV Now

12. Shoprunner

13. Memebership free for Amazon Prime

When you meet the $5000 spend threshold, all eligible online subscription services from beginning of each year (the 12 month period starting from the date your account was opened, and each subsequent 12 month period from the anniversary date of your account opening) will be identified and withine 5 business days you'll get statement credits of up to $50.

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 14:37:05 GMT

So went ahead and called (866) 205-5973 (Barclay Credit Analyst). Told him I applied for the Uber Visa and wanted to know if i needed to confirm any information. He verified that it was me, asked me income. He was going to put me on hold and i told him to wait. I explained to him that the $16k Cap1 Venture balance and the PenFed $5k balance currently showing on my credit report were actually $0 and that i had the proof to email it in if needed. I told him the statements do not close until November 3rd then another week to reflect on my reports, he said no problem, then put me on hold.

About 5 mins later, he came back and said that he appreciates me for having such a good history with them and that he noticed i don't use my Barclay Arrival. He asked if i don't mind moving some CL so that he can open the Uber Credit Card. I told him to move $5k into the Uber CC and left $7.5k on the Arrival.

Approved, will get the card in 7-10 days. Already got two emails from Barclay saying congrats.

So it is possible to move CL to open the Uber CC.

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 14:40:36 GMT

Congrats! I was just approved for 9K

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 14:44:13 GMT

@Anonymous wrote:
Congrats! I was just approved for 9K

Right on!!!! Post your data points please so we can help others

So it begins lol...

Re: Uber Visa Credit Card Data Points Thread for Approvals

xvassagox — Thu, 02 Nov 2017 14:58:35 GMT

Applied under my wife, instantly approved for 5k. They didn't ask any identifying credit questions which surprised me.

DPs:

TU score: 840

Inqs: 2 (One in '15 and one in '16)

No new accounts in last 6 months

2% utilization

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 15:09:03 GMT

I want this card. But 29 inq’s tell me that’s not happening😢

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 15:09:32 GMT

@xvassagox wrote:
Applied under my wife, instantly approved for 5k. They didn't ask any identifying credit questions which surprised me.

DPs:
TU score: 840
Inqs: 2 (One in '15 and one in '16)
No new accounts in last 6 months
2% utilization

Beautiful!! Congrats!!

Surprised on the CL with such a good score, low UTL and no inquiries.

Re: Uber Visa Credit Card Data Points Thread for Approvals

Makersmark23 — Thu, 02 Nov 2017 15:10:00 GMT

Approved for 11K

Re: Uber Visa Credit Card Data Points Thread for Approvals

JSS3 — Thu, 02 Nov 2017 15:10:11 GMT

@Anonymous wrote:
So went ahead and called (866) 205-5973 (Barclay Credit Analyst). Told him I applied for the Uber Visa and wanted to know if i needed to confirm any information. He verified that it was me, asked me income. He was going to put me on hold and i told him to wait. I explained to him that the $16k Cap1 Venture balance and the PenFed $5k balance currently showing on my credit report were actually $0 and that i had the proof to email it in if needed. I told him the statements do not close until November 3rd then another week to reflect on my reports, he said no problem, then put me on hold.

About 5 mins later, he came back and said that he appreciates me for having such a good history with them and that he noticed i don't use my Barclay Arrival. He asked if i don't mind moving some CL so that he can open the Uber Credit Card. I told him to move $5k into the Uber CC and left $7.5k on the Arrival.

Approved, will get the card in 7-10 days. Already got two emails from Barclay saying congrats.

So it is possible to move CL to open the Uber CC.

So the initial denial would've been max exposure then? I guess a lower exposure due to you not using the Arrival?

Re: Uber Visa Credit Card Data Points Thread for Approvals

xvassagox — Thu, 02 Nov 2017 15:15:08 GMT

Yeah, I was hoping for around 10k, but we're only going to use this for dining anyway and hopefully we don't spend more than 500 a month eating out! Forgot to put in that the purchase apr is 15.99% if anyone wants to know.

Is it a hard pull to request a CLI with Barclays?

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 15:35:37 GMT

SL: 9K instant
New accounts: 4 in last 12 months, 2 in last 6 months
Hard Inquiries: 2
Utilization: 1%
TU: 740

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 15:18:36 GMT

@Anonymous wrote:
I want this card. But 29 inq’s tell me that’s not happening😢

Umm, that might be pushing it a little. What's one more lol, jk. Your UTL is slow and scores are good.

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 15:29:38 GMT

@c00 if only Barclays loved me, I’d take the HP. I take a uber, every. Single. Day to the City for work too.
Hopefully this thread can accumulate some good data points and maybe people with lots of INQS and new ACCOUNTS get approved.
I’ll shall be checking in all day!!!
here’s to a unproductive day of work... lol

Re: Uber Visa Credit Card Data Points Thread for Approvals

CreditCuriosity — Thu, 02 Nov 2017 15:36:23 GMT

10k Approval mid APR tier

Pulled Exp due to TU being froozen(doh, not happy).. Forgot about that: Exp 714

Income: 6 Figures

HP's on Experian this year: 5

Utilization < 1%

Total CC limits available on personal credit: Approx 300k

New Accounts in last 12 months months: A ton > 10-12 I have no idea

Have had a long history with Barclay's on and off throughout the years think this is my 5th or 6th barclay's card I have had.. Currently Have two AA red and now this card. AA is at 8k as well

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 16:08:25 GMT

@Makersmark23 wrote:
Approved for 11K

Congrats!! Nicely done!

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 16:10:05 GMT

@JSS3 wrote:
@Anonymous wrote:
So went ahead and called (866) 205-5973 (Barclay Credit Analyst). Told him I applied for the Uber Visa and wanted to know if i needed to confirm any information. He verified that it was me, asked me income. He was going to put me on hold and i told him to wait. I explained to him that the $16k Cap1 Venture balance and the PenFed $5k balance currently showing on my credit report were actually $0 and that i had the proof to email it in if needed. I told him the statements do not close until November 3rd then another week to reflect on my reports, he said no problem, then put me on hold.

About 5 mins later, he came back and said that he appreciates me for having such a good history with them and that he noticed i don't use my Barclay Arrival. He asked if i don't mind moving some CL so that he can open the Uber Credit Card. I told him to move $5k into the Uber CC and left $7.5k on the Arrival.

Approved, will get the card in 7-10 days. Already got two emails from Barclay saying congrats.

So it is possible to move CL to open the Uber CC.
So the initial denial would've been max exposure then? I guess a lower exposure due to you not using the Arrival?
Yeah, he mentioned something about a requirement, didnt pay much attention. That's when he asked if i wanted to move some credit from arrival to uber card. I've seen people here with way more credit with Barclay, not sure what their internal limit is.

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 16:12:11 GMT

@xvassagox wrote:
Yeah, I was hoping for around 10k, but we're only going to use this for dining anyway and hopefully we don't spend more than 500 a month eating out! Forgot to put in that the purchase apr is 15.99% if anyone wants to know.

Is it a hard pull to request a CLI with Barclays?

Yeah, $10k is more than enough. Not sure what my APR is, i guess i'll know when i get the papers in the mail.

Yes, it is a HP for CLIs...but if you call right back they might up it a bit with the same HP.

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 16:13:01 GMT

@Anonymous wrote:
SL: 9K instant
New accounts: 4 in last 12 months, 2 in last 6 months
Hard Inquiries: 2
Utilization: 1%
TU: 740

Congrats!! Thanks for adding your data points.

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 16:13:55 GMT

@Anonymous wrote:
@c00 if only Barclays loved me, I’d take the HP. I take a uber, every. Single. Day to the City for work too.
Hopefully this thread can accumulate some good data points and maybe people with lots of INQS and new ACCOUNTS get approved.
I’ll shall be checking in all day!!!
here’s to a unproductive day of work... lol

Oh man!! if you're taking Uber every day, this card is a must!

Re: Uber Visa Credit Card Data Points Thread for Approvals

Anonymous — Thu, 02 Nov 2017 16:15:20 GMT

@CreditCuriousity wrote:
10k Approval mid APR tier
Pulled Exp due to TU being froozen(doh, not happy).. Forgot about that: Exp 714
Income: 6 Figures
HP's on Experian this year: 5
Utilization < 1%
Total CC limits available on personal credit: Approx 300k
New Accounts in last 12 months months: A ton > 10-12 I have no idea
Have had a long history with Barclay's on and off throughout the years think this is my 5th or 6th barclay's card I have had.. Currently Have two AA red and now this card. AA is at 8k as well

Congrats!! you always amaze me with your approvals