topic Re: What should be my next card? in Credit Card Applications

What should be my next card?

Anonymous — Fri, 05 Dec 2014 04:47:20 GMT

Current TU is 628, credit has dramatically increased over the past 6 months thanks to this board! Looking for some input on what cards I should apply for next, I have had very good success with Capital One im not sure if my car loan being through them helps out or not. I have not recieved any offers in the mail. Really appreciate any and all feedback thanks!

Cap One Platinum - $300

Guitar Center (Cap One) - $900

Cap One Quicksilver - $1000

Barclays Rewards - Denied

Re: What should be my next card?

RBFool — Fri, 05 Dec 2014 18:09:27 GMT

@Anonymous wrote:
Current TU is 628, credit has dramatically increased over the past 6 months thanks to this board! Looking for some input on what cards I should apply for next, I have had very good success with Capital One im not sure if my car loan being through them helps out or not. I have not recieved any offers in the mail. Really appreciate any and all feedback thanks!

Cap One Platinum - $300
Guitar Center (Cap One) - $900
Cap One Quicksilver - $1000
Barclays Rewards - Denied

Garden. 6 months is great. You've done a great job. Give it a year and your score should raise even more. Once you hit the 700 mark you have a lot more options!

Re: What should be my next card?

Creditaddict — Fri, 05 Dec 2014 18:43:40 GMT

you could pick up 2 Ge/Sync Cards (Walmart, Amazon, Chevron, 76 Card, Gap)

Re: What should be my next card?

chalupaman — Fri, 05 Dec 2014 19:52:55 GMT

@Creditaddict wrote:
you could pick up 2 Ge/Sync Cards (Walmart, Amazon, Chevron, 76 Card, Gap)

Out of all of those, Amazon would be the best one IMO. It's grown quite quickly for me and I've gotten some of biggest CLIs on it too.

Wal-Mart is good mainly for the FICO score so I think the OP should get that one as well.

Re: What should be my next card?

Anonymous — Sat, 06 Dec 2014 07:21:14 GMT

I would say Discover It. I think you shouldn't have a problem getting approved.

Re: What should be my next card?

Anonymous — Sat, 06 Dec 2014 12:33:03 GMT

@Anonymous wrote:
I would say Discover It. I think you shouldn't have a problem getting approved.

Discover IT great service and limit....

Re: What should be my next card?

Anonymous — Sat, 06 Dec 2014 13:13:32 GMT

@Anonymous wrote:
Current TU is 628,

With a credit score of 628, I think you will have a hard time getting an unsecured Discover/Barclays. In fact, most of the general credit VISA/MC's are probably out of your reach especially with only 6 months rebuild.

My advice, go with CardAddict's advice and pick up a Walmart/Amazon if you shop there...especially with the free TU FICO score from Walmart

Don't waste your HP's on the "REAL" credit cards just yet, most likely a denial.

Store cards and the "Shopping Cart Trick" are your best friends right now. After gettings those, garden 6 more months and fix your baddies.

1) Go for a few SCT cards

2) Then App for Walmart/Amazon right after the SCT ones are approved

Re: What should be my next card?

Anonymous — Sun, 07 Dec 2014 03:53:03 GMT

AMEX EVERYDAY

@Anonymous wrote:
@Anonymous wrote:
I would say Discover It. I think you shouldn't have a problem getting approved.

Discover IT great service and limit....

Re: What should be my next card?

Anonymous — Sun, 07 Dec 2014 04:15:00 GMT

@Anonymous wrote:
@Anonymous wrote:
Current TU is 628,

With a credit score of 628, I think you will have a hard time getting an unsecured Discover/Barclays. In fact, most of the general credit VISA/MC's are probably out of your reach especially with only 6 months rebuild.

My advice, go with CardAddict's advice and pick up a Walmart/Amazon if you shop there...especially with the free TU FICO score from Walmart

Don't waste your HP's on the "REAL" credit cards just yet, most likely a denial.

Store cards and the "Shopping Cart Trick" are your best friends right now. After gettings those, garden 6 more months and fix your baddies.

1) Go for a few SCT cards
2) Then App for Walmart/Amazon right after the SCT ones are approved

What's that supposed to mean?