topic Re: NFCU...24HR NOTICE in Credit Card Applications

CLI--NFCU

Anonymous — Fri, 17 Nov 2017 20:28:40 GMT

Got a 24 hr review..do they respond via email?

Re: CLI--NFCU

mrldp40 — Fri, 17 Nov 2017 22:03:47 GMT

Usally not .10 percent of the time u log in a notice a increase .90 percent of time u recieve a letter in the mail a week later. Good luck

Re: CLI--NFCU

Anonymous — Fri, 17 Nov 2017 22:27:07 GMT

Sounds like you had some experience with this? Did you get an increase or a letter?

Re: CLI--NFCU

mrldp40 — Fri, 17 Nov 2017 22:36:02 GMT

Letter about 4 times but i got a auto increase yesterday ? So i cant figure it out

Re: CLI--NFCU

Anonymous — Fri, 17 Nov 2017 22:38:45 GMT

Lol....I hear ya on that. All in all, NFCU has been VERY good to me and others

Re: CLI--NFCU

mrldp40 — Fri, 17 Nov 2017 22:39:50 GMT

Yes me too

NFCU...24HR NOTICE

Anonymous — Sat, 18 Nov 2017 00:02:02 GMT

Has anyone seen/experienced, a 24hr review notice turning into a 2-3 day no response, then.. "BAM"..Online increase shows up?

Re: NFCU...24HR NOTICE

RadioRob — Sat, 18 Nov 2017 00:08:05 GMT

NFCU’s credit folks are pretty busy lately it seems. Most manual reviews that I’ve seen have taken longer than 24 hours.

Generally I’ll see an approval message from the secure message system but seeing it appear in my account would work too!

Re: NFCU...24HR NOTICE

Anonymous — Sat, 18 Nov 2017 00:19:48 GMT

Have you had any experience with a 24hr review? If so, what happened

Re: NFCU...24HR NOTICE

RadioRob — Sat, 18 Nov 2017 01:35:03 GMT

Almost everything I've ever applied for at NFCU has been 24 hour review... in all cases, they've been approvals.

This includes: auto loan, credit card, CLOC increase, and CC CLI.

Re: NFCU...24HR NOTICE

Anonymous — Sat, 18 Nov 2017 02:37:07 GMT

@RadioRob wrote:
Almost everything I've ever applied for at NFCU has been 24 hour review... in all cases, they've been approvals.

This includes: auto loan, credit card, CLOC increase, and CC CLI.

Thanks RR.....Gives me hope. My last CLI was instant as was my 2nd card....this is the 2nd card CLI attempt...I never had a 24hr review...have a auto loan, instant..15k CLOC, instant, both card were instant...so I am in new territoy here. Thanks for the Data

Re: NFCU...24HR NOTICE

Adkins — Sat, 18 Nov 2017 04:20:42 GMT

I got the 2-3 day message and haven't heard anything back yet. No CLI either.

Re: NFCU...24HR NOTICE

Anonymous — Sat, 18 Nov 2017 04:27:29 GMT

@Adkins wrote:
I got the 2-3 day message and haven't heard anything back yet. No CLI either.

I have not seen a 2-3 day message??? I got a 2hr review message

Re: NFCU...24HR NOTICE

Adkins — Sat, 18 Nov 2017 04:30:36 GMT

@Anonymous wrote:
@Adkins wrote:
I got the 2-3 day message and haven't heard anything back yet. No CLI either.
I have not seen a 2-3 day message??? I got a 2hr review message

I haven't had the card long, and just asked for the maximum CLI on a lark. I expect a denial.

Re: NFCU...24HR NOTICE

Anonymous — Sat, 18 Nov 2017 04:33:45 GMT

@Adkins wrote:
@Anonymous wrote:
@Adkins wrote:
I got the 2-3 day message and haven't heard anything back yet. No CLI either.
I have not seen a 2-3 day message??? I got a 2hr review message
I haven't had the card long, and just asked for the maximum CLI on a lark. I expect a denial.

The message NFCU sent to you said you will hear from them in 2-3 days?

Re: NFCU...24HR NOTICE

Adkins — Sat, 18 Nov 2017 04:37:42 GMT

@Anonymous wrote:
@Adkins wrote:
@Anonymous wrote:
@Adkins wrote:
I got the 2-3 day message and haven't heard anything back yet. No CLI either.
I have not seen a 2-3 day message??? I got a 2hr review message
I haven't had the card long, and just asked for the maximum CLI on a lark. I expect a denial.
The message NFCU sent to you said you will hear from them in 2-3 days?

Yes. That's the message I got on the screen once I finished my CLI request.

Re: NFCU...24HR NOTICE

Anonymous — Sat, 18 Nov 2017 04:40:06 GMT

That's a new one on me. They are a great credit union

Re: NFCU...24HR NOTICE

Adkins — Sat, 18 Nov 2017 04:43:31 GMT

@Anonymous wrote:
That's a new one on me. They are a great credit union

I've been impressed so far. 😀

Re: NFCU...24HR NOTICE

RadioRob — Sat, 18 Nov 2017 05:02:20 GMT

The loans team (CLOC, auto, personal, etc) is different than CC team. They tend to pull different reports and have different criteria and time frames. Generally speaking the loan teams are faster at processing requests because they have less volume. In many cases in just a few hours.

The CC team can take a few days even though the apps by default have tended to say 24 hours. They might be updating messaging as they’re realizing they can’t keep a consistent 24 hour turnaround.

Re: CLI--NFCU

Anonymous — Sat, 18 Nov 2017 17:57:58 GMT

@Anonymous wrote:
Got a 24 hr review..do they respond via email?

Secured message...We are sorry to inform you that your request for CLI was denied. Oh, bummer. Well, no biggie, my next course of action will be to let a few days go and re-apply. I have seen several posts with CLI granted days later after Denial..Who knows? NFCU is still my hero.