topic Re: Uber App Auto Denial - No HP in Credit Card Applications

Uber App Auto Denial - No HP

trant3 — Thu, 21 Dec 2017 02:55:33 GMT

So I applied for the Uber app late last night, recieved the 10 days message. Checked status website and it said decline. I waited until today and still have not seen the TU HP from multiple credit monitoring services. Called recon and was told Im at max exposure ($7500 on commence???)

Re: Uber App Auto Denial - No HP

Adkins — Thu, 21 Dec 2017 03:08:16 GMT

Interesting. Did you ask if you could move some of your limit to the Uber card so you could still get it? (And I'm sorry about the denial!)

Re: Uber App Auto Denial - No HP

kdm31091 — Fri, 22 Dec 2017 19:16:38 GMT

Barclay likes to see usage on existing accounts before extending another. So the "exposure" thing may really be that you aren't using the Commence card much (assuming you aren't; most who got the Commence from the PC don't use it much!).

Re: Uber App Auto Denial - No HP

MoneyBurns — Sat, 23 Dec 2017 06:32:05 GMT

Ask if you can close the Commence to open the Uber Card. I hadn't used my Commence or my Cash Forward for a year and was able to close both and combine them into the Uber. It might work! Worse they say is no.