topic Re: NFCU in Credit Card Applications

NFCU

Anonymous — Sun, 31 Dec 2017 03:33:28 GMT

Which CRA does NFCU pull when applying for membership?? Thinking about applying but waiting for all of my UTI to drop next month. But depending which CRA I might be good to go right now.

I live in Florida if that makes a difference.

EDIT: Also, do they use chexsystems? Thanks

Re: NFCU

Anonymous — Sun, 31 Dec 2017 03:31:44 GMT

@Anonymous wrote:
Which CRA does NFCU pull when applying for membership?? Thinking about applying but waiting for all of my UTI to drop next month. But depending which CRA I might be good to go right now.
I live in Florida if that makes a difference.

Roy I joined NFCU last August and they did 1 HP w/ TU for membership and my CashRewards card.

Re: NFCU

EAJuggalo — Sun, 31 Dec 2017 03:36:22 GMT

I joined three weeks ago and got 1 SP on TU for membership and 1 HP on TU for a CC app. IF you're just applying for membership UTI isn't going to be a factor, they are really only looking for major derogs. I was over 70% and had no problems.

Re: NFCU

ptkdude — Sun, 31 Dec 2017 03:35:23 GMT

They pulled Transunion and Early Warning when I opened checking/savings in October 2017.

Re: NFCU

Anonymous — Sun, 31 Dec 2017 03:38:49 GMT

Thanks. What is early warning?

Re: NFCU

EAJuggalo — Sun, 31 Dec 2017 03:45:36 GMT

Similar to Chex Systems.

https://www.earlywarning.com/consumer-information.html

Re: NFCU

Anonymous — Sun, 31 Dec 2017 03:51:06 GMT

Oh ok. Great. Didnt know if it was a typo for equifax lol. Thanks again

Re: NFCU

Anonymous — Sun, 31 Dec 2017 04:00:24 GMT

Joined in July-TU HP. Applied for CC three weeks later-another TU HP.