topic Re: AMEX GREEN in Credit Card Applications

AMEX GREEN

TURNERHOOVER — Sun, 07 Dec 2014 14:50:32 GMT

Received Amex green invitation

WILL I BE APPROVED?

EX 656 EQ 687 TU 711

AAoA 3 years

UTI 22%

EX 3 negs 6, 5 and 4 years old

EQ 1 neg 5 years old

TU clean

56k annually

1 INQ each across all bureaus

Re: AMEX GREEN

Anonymous — Sun, 07 Dec 2014 14:44:04 GMT

I'd say it's iffy. There's nobway to say for sure other than to just give it a shot

Re: AMEX GREEN

Anonymous — Sun, 07 Dec 2014 15:45:41 GMT

Maybe so. Have you checked Creditpulls database?

Re: AMEX GREEN

TURNERHOOVER — Sun, 07 Dec 2014 16:27:07 GMT

@Anonymous wrote:
Maybe so. Have you checked Creditpulls database?

Good idea, perhaps I'll give that a try.

Re: AMEX GREEN

mongstradamus — Sun, 07 Dec 2014 16:41:34 GMT

@cousin24 wrote:
Received Amex green invitation

WILL I BE APPROVED?

EX 656 EQ 687 TU 711

AAoA 3 years

UTI 22%

EX 3 negs 6, 5 and 4 years old

EQ 1 neg 5 years old

TU clean

56k annually

1 INQ each across all bureaus

Are you getting any special bonus signup offer? Also do you need to have an charge card? Reason i am asking is why not go for amex everyday instead of green, its superior imo in every single way. No af + 2x groceries is pretty darn nice.

Re: AMEX GREEN

NRB525 — Sun, 07 Dec 2014 17:27:51 GMT

Which credit cards do you currently have? Limits and balances?

Re: AMEX GREEN

Jon85 — Sun, 07 Dec 2014 19:05:52 GMT

Two weeks ago I was approved for an Amex Green and Everyday card with Experian score of 650.

I have 9 student loans from 2012 reporting 120 multiple times, and my AAOA is about 3 years.

My student loans were consolidated and backdated to 2010 and have been on time.

I have 9 new accounts since April 2014, all reporting positive including auto loan, and 18 inqs on Ex.

Annual income is $76,000 and my utilizaton was 30% when I applied.

I either got lucky or Amex truly saw that I made a genune turnaround since my stupid college mistakes.

( I apped for Everyday first and then Amex Green and only one inq popped up).

Re: AMEX GREEN

Anonymous — Sun, 07 Dec 2014 21:34:02 GMT

what cb did they pull for you?

Re: AMEX GREEN

Anonymous — Sun, 07 Dec 2014 22:28:14 GMT

Go to Amex website and do a prequalify and see if anything comes up. If it does then you got it.

Re: AMEX GREEN

TURNERHOOVER — Sun, 07 Dec 2014 22:51:19 GMT

@NRB525 wrote:
Which credit cards do you currently have? Limits and balances?

- First Premier 200 limit PIF

- Credit One 700 limit 450 balance

- Fingerhut 1400 limit 1200 balance

Re: AMEX GREEN

TURNERHOOVER — Sun, 07 Dec 2014 23:06:03 GMT

No special bonus offers just the same invitation to apply w/the 25k membership awards points and 0 introductory AF. On another note credit karma (score 661) has recommened Freedom while Amex Everyday, Chase Slate and Discover It as "very good to good" chances of approval. Not holding too much faith in those odds seeing as Chase pre qual site never has me preapproved for anything and the discover site pretty much offers anything to anyone. Citi on occasion sends their Aadvantage mailer but I'm sure pretty much everyone receives those.

Re: AMEX GREEN

taxi818 — Mon, 08 Dec 2014 01:58:07 GMT

you will be fine. many here getting amex green at 640 experian. appears amex is trying to build up its customer data base. you are fine. i got my card couple months ago. my experian was about 675 11 months oldest account AA of A was 6 months. so you are fine. even though i have not seen any mr points yet. i don't know why. i thought it was points for each dollar i spent.