topic Re: Chase CLI's UPDATE in Credit Card Applications

Chase CLI's

junior88 — Sun, 31 Dec 2017 19:22:23 GMT

On 12/29 I requested a CLI on my United card. That was a HP and went from $5000 to $10,000. Today I requested a CLI on my Hyatt card, no HP and went from $8000 to $16,000. Is that uncommon for them to not have pulled for my request today?

Re: Chase CLI's

Anonymous — Sun, 31 Dec 2017 20:50:47 GMT

Don't know if it's common or not, but it makes sense to me that they just used the HP they did 2 days ago for this CLI as well.

Re: Chase CLI's

Anonymous — Mon, 01 Jan 2018 01:57:54 GMT

Nice CLI!!!

So requesting a CLI from Chase is very beneficial I see. I was hoping for some auto love since the 1st will be my 6 month mark, but if not then I will do a request now that I see if might be worth my time. Thanks for sharing!

Re: Chase CLI's

Anonymous — Mon, 01 Jan 2018 21:42:19 GMT

Not really. It is good for you!

Re: Chase CLI's

Anonymous — Tue, 02 Jan 2018 01:02:47 GMT

Congratulations on getting 2X your current CL's on not just one but TWO Chase products!

Re: Chase CLI's

BPebbles — Tue, 02 Jan 2018 23:20:53 GMT

Congrats on both of your CLIs!

Re: Chase CLI's

Anonymous — Wed, 03 Jan 2018 06:41:55 GMT

Congratulations!

Chase is being very tight-fisted with me.

Re: Chase CLI's UPDATE

junior88 — Wed, 03 Jan 2018 18:07:41 GMT

And now I just found out that they closed down these 2 accounts plus my Amazon Visa for $5000!

Is this going to reflect negatively on my reports? I've never carried a balance and PIF every month.

Re: Chase CLI's UPDATE

Anonymous — Wed, 03 Jan 2018 20:22:09 GMT

@junior88 wrote:
And now I just found out that they closed down these 2 accounts plus my Amazon Visa for $5000!

Is this going to reflect negatively on my reports? I've never carried a balance and PIF every month.

I am sorry! Do you know why, or did you just login to see your accounts closed?

Re: Chase CLI's UPDATE

junior88 — Wed, 03 Jan 2018 20:26:55 GMT

They said "performance" on my accounts.

Re: Chase CLI's

Anonymous — Thu, 04 Jan 2018 01:06:44 GMT

Yikes,

Sounds like creditors are tightning their belts.

Chase always seems to be looking to loose customers. I don't get it.

Sorry about that.

Re: Chase CLI's UPDATE

Credit-hoarder — Thu, 04 Jan 2018 02:46:45 GMT

Not getting this...They approve you for 2 substancial CLIs and then close your accounts a few days later? After reading your original success story I was ready to follow your lead later and ask for a bump on my Hyatt and CSP--but until I know more about your situation I'm rethinking that idea!

Re: Chase CLI's

FinStar — Thu, 04 Jan 2018 04:29:20 GMT

@Anonymous wrote:
Yikes,

Sounds like creditors are tightning their belts.

Chase always seems to be looking to loose customers. I don't get it.

Sorry about that.

Most lenders tend to adjust their lending criteria and review standards with some frequency, citing a variety economic conditions for such changes - pretty normal. Chase, like any other lender (e.g. Bank Of America, Barclays, Citi, etc.) may decide to cut ties with a variety of customers at any given time for any reason. They're simply adhering to their internal profitability and risk models which adjust with great frequency. Unfortunately, we don't know what the OP may have done (nor would need to divulge) to have triggered such adverse action. But, by the same token, Chase isn't going to disclose the specific, inherent reasons other than cite "performance" or "termination of/unsatisfactory relationship" as their exit strategy. The OP can appeal the decision to determine whether there's any slight possibility they may reconsider reopening the cards.

Re: Chase CLI's UPDATE

junior88 — Fri, 05 Jan 2018 00:37:20 GMT

I wouldn't attempt a CLI with them. Nothing good came out of it for me. 4 days later everything was shut down. Good luck if you do attempt it.

Re: Chase CLI's UPDATE

kshurika — Sun, 07 Jan 2018 02:57:30 GMT

I've already posted here that I applied for a CFU and two days later was told by the Recon line that I had been denied. I reminded the person that my numbers were constantly going up, that I had never missed a payment on anything including a car loan, my income had been steadily rising at an employer I've been with for almost 19 years. What closed it for me was I said that I didn't need a high CL; I would take an entry-level one. That got me the CFU with a 1K CL. The next day, I checked myFICO and saw that my Experian score had rocketed up by 74. I called Chase Card Services that day and asked for a small CLI. They did the app over the phone and told me it would be another HP. In a few seconds I learned that my CL had gone from 1K to 6K. It seems that luck and timing are everything.

Re: Chase CLI's UPDATE

Anonymous — Sun, 07 Jan 2018 03:28:06 GMT

I was going to go for a CLI on my CFU, but after reading this and other posts, I think its wise not to poke the bear right now. Chase has approved me for the Trifecta in the last 7 months I really want to keep it that way.

However I am starting to get the impression that Chase has turned into this high maintenance girlfriend that I have to walk on egg shells to avoid upsetting her. They do have the best reward cards, but I should'nt have to look in a huge 20 volume rule book to see if its ok to buy something using my Chase card.

Re: Chase CLI's UPDATE

SouthJamaica — Sun, 07 Jan 2018 13:06:09 GMT

@Anonymous wrote:
I was going to go for a CLI on my CFU, but after reading this and other posts, I think its wise not to poke the bear right now. Chase has approved me for the Trifecta in the last 7 months I really want to keep it that way.

However I am starting to get the impression that Chase has turned into this high maintenance girlfriend that I have to walk on egg shells to avoid upsetting her. They do have the best reward cards, but I should'nt have to look in a huge 20 volume rule book to see if its ok to buy something using my Chase card.

Re: Chase CLI's UPDATE

junior88 — Sun, 07 Jan 2018 20:30:39 GMT

I do think mine were closed due to me using them on Coinbase to get CryptoCurrentcy and points. Just my thoughts. Others seem to agree.

Re: Chase CLI's UPDATE

BungalowMo — Mon, 08 Jan 2018 00:14:21 GMT

@junior88 wrote:
I do think mine were closed due to me using them on Coinbase to get CryptoCurrentcy and points. Just my thoughts. Others seem to agree.

Sounds like it. Not exactly shopping on Amazon. Bitcoin is getting a little more credibility these days, but from what I recall hearing some time ago, they started out as the basic "dark web currency". Little shaky ground there...

topic Re: Chase CLI's ***UPDATE*** in Credit Card Applications

Chase CLI's

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Re: Chase CLI's ***UPDATE***

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topic Re: Chase CLI's UPDATE in Credit Card Applications

Re: Chase CLI's UPDATE

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