topic Re: Chapter 13 Came off TU in Credit Card Applications

Chapter 13 Came off TU

darkknight59 — Fri, 05 Dec 2014 21:45:25 GMT

Was able to get my discharged Chapter 13 deleted today ahead of the Feb/March 15 date!!! Score went from 734-790. Now working to have EQ and EX deleted early!!

Ready to try out my new wings, who only uses TU for credit card approvals??

Re: Chapter 13 Came off TU

Anonymous — Fri, 05 Dec 2014 22:06:36 GMT

Barclays mainly uses TU. Do a forum search because this has been discussed before and there are a couple others I believe

Re: Chapter 13 Came off TU

alvon123 — Fri, 05 Dec 2014 22:12:27 GMT

congrats

Re: Chapter 13 Came off TU

baller4life — Fri, 05 Dec 2014 22:29:22 GMT

Barclays and there's a big 50k miles promotion for US Airways card right now. Synchrony, so I would check out Sam's MC...Discover sometimes....

Re: Chapter 13 Came off TU

Anonymous — Mon, 08 Dec 2014 02:21:47 GMT

How did you get it deleted. I have a ch 13 from 2010 I want off?

Re: Chapter 13 Came off TU

Anonymous — Mon, 08 Dec 2014 03:03:03 GMT

Thats awesome!!

Re: Chapter 13 Came off TU

darkknight59 — Tue, 09 Dec 2014 10:49:33 GMT

On another thread, someone advised to dispute a diascharged 13 as "dismissed" Mine was do to drop off in Feb 15, so I went with that and it worked within 24 hours!

Re: Chapter 13 Came off TU

Anonymous — Tue, 09 Dec 2014 13:42:21 GMT

@darkknight59 wrote:
Was able to get my discharged Chapter 13 deleted today ahead of the Feb/March 15 date!!! Score went from 734-790. Now working to have EQ and EX deleted early!!
Ready to try out my new wings, who only uses TU for credit card approvals??

That is awesome and has to feel wonderful. Your FICO Score jumped huge!!!

Re: Chapter 13 Came off TU

darkknight59 — Wed, 10 Dec 2014 10:26:06 GMT

Yes it was, I completed this for my wife and her score jumped 95 points to 754! Really looking forward to EX and EQ which by March 2015 will be removed!!

@ArmyVietVet wrote:
@darkknight59 wrote:
Was able to get my discharged Chapter 13 deleted today ahead of the Feb/March 15 date!!! Score went from 734-790. Now working to have EQ and EX deleted early!!
Ready to try out my new wings, who only uses TU for credit card approvals??
That is awesome and has to feel wonderful. Your FICO Score jumped huge!!!

Re: Chapter 13 Came off TU

Anonymous — Wed, 10 Dec 2014 13:51:34 GMT

How exciting! Congrats on your success!

Re: Chapter 13 Came off TU

darkknight59 — Sat, 13 Dec 2014 01:56:12 GMT

UPDATE:Today Experian deleted!! It took a week but they removed it off both my file and my wife!! Score jump went from 734 - 761!! Tonight I worked on Equifax and will update results!

Re: Chapter 13 Came off TU

Anonymous — Sat, 13 Dec 2014 02:06:28 GMT

@darkknight59 wrote:
UPDATE:Today Experian deleted!! It took a week but they removed it off both my file and my wife!! Score jump went from 734 - 761!! Tonight I worked on Equifax and will update results!

Congratulations!

Re: Chapter 13 Came off TU

Anonymous — Sat, 13 Dec 2014 04:47:31 GMT

Congrats! That's awesome!

Re: Chapter 13 Came off TU

Anonymous — Sat, 13 Dec 2014 06:25:48 GMT

Congratulations!

Re: Chapter 13 Came off TU

darkknight59 — Wed, 17 Dec 2014 10:27:47 GMT

Update: Well I guess " 2 out of 3 aint bad".. EQ not going to happen as I received results today...due to fall off in March 2015.

In January 15 I plan to apply for Amex, Chase and Citibank Card...should I freeze the EQ account unitil it comes off in March? Right now TU and EX are clean.

Thoughts and suggestions would be appreciated.