https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Car-Care-and-Synchrony-the-same/m-p/5139836#M186256 <P>I just applied for the Meineke card needing some work done to my car and got denied. I noticed on the application it said&nbsp;Synchrony Car Care instead of just Synchrony Bank like other store cards they offer. I have a good relationship with Synchrony (never late, low utilization, $4K limit Walmart, $5k Amazon, $2k Dick's.)</P><P>&nbsp;</P><P>Wondering if they're different, or if they're the same and I was just denied becuase of two recent CLI increases on two of those cards mentioned. At the time I applied I only had one recent inquiry on my reports, and my is score mid-600's.&nbsp;Figured I'd at least get approved with even a low SL.</P> Wed, 17 Jan 2018 15:22:10 GMT SirCredit 2018-01-17T15:22:10Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Car-Care-and-Synchrony-the-same/m-p/5139836#M186256 <P>I just applied for the Meineke card needing some work done to my car and got denied. I noticed on the application it said&nbsp;Synchrony Car Care instead of just Synchrony Bank like other store cards they offer. I have a good relationship with Synchrony (never late, low utilization, $4K limit Walmart, $5k Amazon, $2k Dick's.)</P><P>&nbsp;</P><P>Wondering if they're different, or if they're the same and I was just denied becuase of two recent CLI increases on two of those cards mentioned. At the time I applied I only had one recent inquiry on my reports, and my is score mid-600's.&nbsp;Figured I'd at least get approved with even a low SL.</P> Wed, 17 Jan 2018 15:22:10 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Car-Care-and-Synchrony-the-same/m-p/5139836#M186256 SirCredit 2018-01-17T15:22:10Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Car-Care-and-Synchrony-the-same/m-p/5139852#M186257 <P>Same company, you were most likely denied because you're temporarily at max exposure with Synch. That will most likely change in six months of less.</P><P>&nbsp;</P> Wed, 17 Jan 2018 15:39:26 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Car-Care-and-Synchrony-the-same/m-p/5139852#M186257 Gmood1 2018-01-17T15:39:26Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Car-Care-and-Synchrony-the-same/m-p/5139949#M186269 <P>Good to know. Thanks</P> Wed, 17 Jan 2018 17:02:30 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Car-Care-and-Synchrony-the-same/m-p/5139949#M186269 SirCredit 2018-01-17T17:02:30Z