https://ficoforums.myfico.com/t5/Credit-Card-Applications/Does-NFCU-pull-EQ-score-9-for-CLOC/m-p/5147826#M187205 Navy has their own internal scoring system. Sorry no experience with the Auto loan. Normally Penfed gives better rates. Sat, 27 Jan 2018 12:28:03 GMT Gmood1 2018-01-27T12:28:03Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Does-NFCU-pull-EQ-score-9-for-CLOC/m-p/5147822#M187204 <P>I have been a member of NFCU since November 2017 and also approved for GoRewards CC with 1 HP from TU.&nbsp; NFCU account supplies you with EQ9 credit score, my question is when apping for CLOC does NFCU pull EQ score model 9 to determine approvals.&nbsp; Also, I have read NFCU will use the same pull when applying for both CLOC and auto loan, is this true?&nbsp; By the way, I live in New Jersey.&nbsp; ARs have been done 11/23/17, 12/26/17 and 1/4/2018 per Equifax soft pull reports.</P><P>&nbsp;</P><P>Fico8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; Util.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Inq.(last yr)&nbsp;&nbsp;&nbsp; AAoA&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fico9</P><P>EQ 719&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5 yrs, 0 mos&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 712</P><P>TU 735&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4 yrs, 4 mos&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 724</P><P>EX 729&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; 4 yrs, 6 mos&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 708</P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P> Sat, 27 Jan 2018 11:59:28 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Does-NFCU-pull-EQ-score-9-for-CLOC/m-p/5147822#M187204 Anonymous 2018-01-27T11:59:28Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Does-NFCU-pull-EQ-score-9-for-CLOC/m-p/5147826#M187205 Navy has their own internal scoring system. Sorry no experience with the Auto loan. Normally Penfed gives better rates. Sat, 27 Jan 2018 12:28:03 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Does-NFCU-pull-EQ-score-9-for-CLOC/m-p/5147826#M187205 Gmood1 2018-01-27T12:28:03Z