topic Re: Is Discover pre-qualify down? in Credit Card Applications

Is Discover pre-qualify down?

Anonymous — Mon, 05 Feb 2018 21:55:07 GMT

I’ve been trying to check for a discover pre-qual for a week now.

After I submit the pre-qual form, I get this…

“Oops. Something went wrong.”

Is anyone else having this problem?

Re: Is Discover pre-qualify down?

Anonymous — Mon, 05 Feb 2018 22:19:42 GMT

Got the same message.

Re: Is Discover pre-qualify down?

Anonymous — Mon, 05 Feb 2018 22:24:21 GMT

Good to know it's not just me, I wonder what is going on with Disc

Re: Is Discover pre-qualify down?

Anonymous — Mon, 05 Feb 2018 22:31:45 GMT

Seems to only happen to those who already have an account with them. Is that the case for you guys?

Re: Is Discover pre-qualify down?

Anonymous — Mon, 05 Feb 2018 22:52:05 GMT

Yes, i already have an account. That makes sense

Re: Is Discover pre-qualify down?

jlitnns — Mon, 05 Feb 2018 23:26:00 GMT

wrote:
Yes, i already have an account. That makes sense

That's what I figured. No biggie, I guess I'll just keep smashing the Luv button every month...

Re: Is Discover pre-qualify down?

Anonymous — Mon, 05 Feb 2018 23:41:01 GMT

wrote:
Seems to only happen to those who already have an account with them. Is that the case for you guys?

I don’t have an account with them yet.

Re: Is Discover pre-qualify down?

Anonymous — Mon, 05 Feb 2018 23:45:10 GMT

I would get this message when one of my reports was frozen. I have an account and have for years and will get a pre-qual when my report is unlocked.

Re: Is Discover pre-qualify down?

CreditCuriosity — Tue, 06 Feb 2018 01:07:07 GMT

No more free EQ scores for people that have Discover accounts.. Had the issue as well and have an account prior weeks was able to get scores weekly. Friend used it fine on Saturday and got pre-qualified and approved so most likely people that have discover accounts and aren't eligible for another card aka under a year are most likely are all getting this message. Just my opinion what is going on.

Re: Is Discover pre-qualify down?

Anonymous — Tue, 06 Feb 2018 01:47:51 GMT

I get that for American Express prequalify. It could just be they took it down. But why have the link up if it’s down? It’s right on their homepage to check and prequalify. Such is banks and the internet...

Re: Is Discover pre-qualify down?

Anonymous — Tue, 06 Feb 2018 02:52:49 GMT

That is interesting. I had a dispute going on this past 30 days that ended a week ago. I was told that my credit reports would be locked during the dispute. I wonder if that has something to do with this. All three credit bureaus say that my credit report is no longer locked though.

Re: Is Discover pre-qualify down?

Anonymous — Tue, 06 Feb 2018 03:14:12 GMT

Thanks for the info, that is good to know.

So, it's one year before opening another account with Discover?

I tried the pre-qual late Nov and was turned down...

The reason was "Time Your Most Recent Discover Card Account Has Been Open."

Maybe they don't want to keep mailing folks these explaination papers, lol

Re: Is Discover pre-qualify down?

Anonymous — Tue, 06 Feb 2018 02:59:51 GMT

There is a member who just posted that she was turned down for a disc card after getting a solid pre-qual.

when I spoke with her about this, she said that her husband had gotten the same message I received.

So, it seems like the link may still be good?

Re: Is Discover pre-qualify down?

CreditCuriosity — Tue, 06 Feb 2018 03:31:52 GMT

wrote:
Thanks for the info, that is good to know.
So, it's one year before opening another account with Discover?

I tried the pre-qual late Nov and was turned down...
The reason was "Time Your Most Recent Discover Card Account Has Been Open."
Maybe they don't want to keep mailing folks these explaination papers, lol

Yes 1 year between discover cards or will be declined for just the reason you gave.

Re: Is Discover pre-qualify down?

Anonymous — Tue, 06 Feb 2018 03:47:55 GMT

Thanks.
Time to get that out my head then, lol

Re: Is Discover pre-qualify down?

Newbie2018 — Tue, 06 Feb 2018 04:57:40 GMT

Same here.

Re: Is Discover pre-qualify down?

Newbie2018 — Tue, 06 Feb 2018 04:59:49 GMT

I have a ton of open disputes and I'm getting this same message. How can you tell if your CR is frozen.

Re: Is Discover pre-qualify down?

Anonymous — Tue, 06 Feb 2018 05:26:42 GMT

I would call the credit bureaus to see.

I discovered it when I tried to log into one of the credit bureaus and it would not let me.

There was a message on the page that read something along the lines of...

“my account had been locked for my own protection, contact this number.”

When I called the given number the rep explained to me that my account would be locked until the dispute was resolved.

Re: Is Discover pre-qualify down?

Anonymous — Wed, 07 Feb 2018 04:39:10 GMT

I sent a friend there for preapproval a few days ago .It was down. I told him his profile seemed solid and to apply outright without preapproval. He was denied. Now I feel bad lol. But hey I got denied at first too. Then approved 2 months later .So who knows w disco .

Re: Is Discover pre-qualify down?

Anonymous — Sat, 10 Feb 2018 17:46:22 GMT

Interesting revelations…

A few days after "not" being able to request a pre-qual,

I received a letter saying Disc could not pre-qual me, “due to the time my most recent account has been open.”

It looks like they recieve the pre-qual app even though "Oops, something went wrong..."

A few days later (today) I received an email that my secured card has graduated, with a CLI from $800 to $1500.

I’ll take it 😊