topic Re: Chase Sapphire Preferred Denied? in Credit Card Applications

Chase Sapphire Preferred Denied?

Anonymous — Wed, 07 Feb 2018 02:42:53 GMT

So I usually just browse these forums so I can learn more about credit and stuff and I I got really interested in the chase card. My last card I applied for was a Amex Gold Delta in December so I decided to give it a try. I applied and it said I would be contacted in 30 days. Right after I went for the Amex Starwood card and got approved for 1k. Does the 30 days mean denial or are they just really reviewing? Or is my score of 640 too low lol

Re: Chase Sapphire Preferred Denied?

Gmood1 — Wed, 07 Feb 2018 02:51:15 GMT

30 days could go either way. It could be verification. As long as you haven't had 5 new CCs in the last 24 months.. you've got a shot.
Score may be a little low for that card. But you never know, you could be approved.

Re: Chase Sapphire Preferred Denied?

Anonymous — Wed, 07 Feb 2018 02:56:59 GMT

I’d advise against app spreeing after applying for Chase. Also, I concur with the poster above me.

Congrats on the SPG.

Re: Chase Sapphire Preferred Denied?

Anonymous — Wed, 07 Feb 2018 03:05:04 GMT

Ok I started in 2016 so all my cards are from the past two years so never mind lol

wrote:
30 days could go either way. It could be verification. As long as you haven't had 5 new CCs in the last 24 months.. you've got a shot.
Score may be a little low for that card. But you never know, you could be approved.

Re: Chase Sapphire Preferred Denied?

RicHowe — Wed, 07 Feb 2018 04:15:04 GMT

I got 30 day notice too. Called CSR and suggested that Credit dept needed verification and perhaps i could help out. She transferred me to credit dept and after answering a few identity questions i got approved.

Call in.

Re: Chase Sapphire Preferred Denied?

Anonymous — Wed, 07 Feb 2018 04:16:42 GMT

I don't think 640 is too low for the CSP. I remember about a month ago someone getting approved for the CSR with 630s, and the minimum is $10k for that card.

Of course, that particular person might've had a low FICO score but good internal scores with Chase. Keep us posted on the application

Re: Chase Sapphire Preferred Denied?

awg420 — Wed, 07 Feb 2018 08:19:50 GMT

Curious to see if you get it with those DPs b/c this is a card I want to add to my collection