topic Re: Macys cli in Credit Card Applications

Macys cli

Gregory1776 — Fri, 02 Mar 2018 02:34:47 GMT

How often will they Hard pull? I recently got it to 11k from 7k and wanted to add a bit more. I don’t want an inquiry, so not willing to risk....?

no hard pulls on this card since it was approved, but every increase on my HD card was a hard pull. ☹️😔☹️😔☹️

Re: Macys cli

Anonymous — Fri, 02 Mar 2018 03:19:26 GMT

I have requested 6 times on my macys card, three approved three denied . I figured out i can get a cli exactly every 30 days, which lands on the 15th of each month for me. at 20,000 now. Never gotten a hard pull. My bloomingdales card has never gotten a hard pull either, which is backed by citi as well. i think its pretty solid that macys and bloomies are soft pulls for cli now.

Macys and bloomies card are from dsnb as well, stands for Department store national bank, while home depot is strictly backed by citi i believe. Might have something to do with the difference with the cli. Macys will counter if you ask to high. My first increase i asked for 5,000 and they countered with 3,000. For me i get one increase once a month. My last increase was an extra 5,000, from 15 to 20,000. Instantly approved, but i cant ask for more and get approved until 30 days later from my last approval date, which, like i said, happens to be the 15th of every month, even if i left money on the table. Hope this helps!!!

Re: Macys cli

Gregory1776 — Fri, 02 Mar 2018 03:25:15 GMT

Ok thanks 😇

Re: Macys cli

Anonymous — Fri, 02 Mar 2018 14:36:21 GMT

@Gregory1776wrote:
How often will they Hard pull? I recently got it to 11k from 7k and wanted to add a bit more. I don’t want an inquiry, so not willing to risk....?

no hard pulls on this card since it was approved, but every increase on my HD card was a hard pull. ☹️😔☹️😔☹️

Call the CSR and ask them for a SP CLI. My past three tries have been successful (inspite of the fact that it always was going for a hard pull when I tried online).

Re: Macys cli

JR_TX — Fri, 02 Mar 2018 17:33:04 GMT

Just hit the luv button for the 1st time on my DW’s acct that she’s had for years...
Instant from $7.7 to $12K! Should have asked for more dangit!
Dunno yet if it’s HP or SP but verbiage online points toward a HP. Will see...

Re: Macys cli

Anonymous — Fri, 02 Mar 2018 18:20:54 GMT

@JR_TXwrote:
Just hit the luv button for the 1st time on my DW’s acct that she’s had for years...
Instant from $7.7 to $12K! Should have asked for more dangit!
Dunno yet if it’s HP or SP but verbiage online points toward a HP. Will see...

Congrats on the increase!

Just so you know, whenever I see this verbiage, I call CSR and it always has been a SP.

Re: Macys cli

Gregory1776 — Fri, 02 Mar 2018 18:41:04 GMT

I’ll do this. THANKS!

Re: Macys cli

Anonymous — Fri, 02 Mar 2018 19:05:03 GMT

@Gregory1776wrote:
I’ll do this. THANKS!

Great! Make sure you ask for whatever you like and make it a point that you want a SP for this. I have always been asking for only a $5k increase and they gave it all the time without countering.

Re: Macys cli

Gregory1776 — Fri, 02 Mar 2018 18:46:11 GMT

WORKED!

got 13.7K

boy I’m glad I didn’t cut this card up in August!! 😂😂

Re: Macys cli

Anonymous — Fri, 02 Mar 2018 18:50:46 GMT

@Gregory1776wrote:
WORKED!

got 13.7K

boy I’m glad I didn’t cut this card up in August!! 😂😂

Congrats!

Yep, this card grows very quick! I moved from 2k to 25k in 14 months!

Btw, did you mean your new CL is 13.7k or did you get an increase of 13.7k? I'd be over the moon if its the latter!

Re: Macys cli

Gregory1776 — Fri, 02 Mar 2018 19:13:22 GMT

@Anonymouswrote:
@Gregory1776wrote:
WORKED!

got 13.7K

boy I’m glad I didn’t cut this card up in August!! 😂😂
Congrats!
Yep, this card grows very quick! I moved from 2k to 25k in 14 months!
Btw, did you mean your new CL is 13.7k or did you get an increase of 13.7k? I'd be over the moon if its the latter!

Went from 11k to 13.7k

Re: Macys cli

Gregory1776 — Fri, 02 Mar 2018 19:13:44 GMT

Next stop, 19? 20?

Re: Macys cli

Anonymous — Fri, 02 Mar 2018 19:38:56 GMT

@Gregory1776wrote:
Next stop, 19? 20?

Really depends on your profile, but seems like you've been getting $2k - $4k increments so I would definetly try $20k and see what trhey can offer. Good luck!

Re: Macys cli

Gregory1776 — Fri, 02 Mar 2018 20:01:59 GMT

Well, first CLI I requested went from 1k to 7k.... then 4 to 11. I’ll give it a hit in 2-3 months.

Re: Macys cli

Anonymous — Fri, 23 Mar 2018 23:06:51 GMT

Just requested an online CLI my SL was 300, I raised this myself online a year ago to 5300, just raised it again to 15000. 9700 increase approved. From what I remember online CLI with Macys was SP, but if I see HP ill keep yall updated.

Re: Macys cli

Gregory1776 — Sat, 24 Mar 2018 18:48:07 GMT

Nice!

Re: Macys cli

pip3man — Sat, 24 Mar 2018 20:26:52 GMT

I get a SP CLI with Macys every 30 days as well which happens to falls on the 19th of every month. However mine only comes in $1500 increments... total limit currently at $47k [Store side $27k, Amex $20k]. All the increases has been on the AMEX side only, no dice on the store line.

Re: Macys cli

SunriseEarth — Tue, 27 Mar 2018 08:39:10 GMT

I haven't had an HP for CLI since they upgrade their credit website quite some time ago. I'm at $25K on the AMEX and $25K on the store line. I think I'd need to call in to go past my current CLs.