topic Re: Anyone get a Capital One request for verification and been denied? in Credit Card Applications

Anyone get a Capital One request for verification and been denied?

Anonymous — Tue, 13 Mar 2018 15:36:51 GMT

I applied for the Savor card this past weekend and got the pending message. The next day I got a call from the fraud department asking to confirm it was me who applied. They said they were sending an email with a link for me to securely upload my driver's license. I get the email and it said,

"We’re excited to have you as a Capital One® customer—we need just one more thing."

I want to think this is a good sign as I can't imagine bothering to verify an applicant's identity if the application was going to be denied, so I'm curious as to others' experience here.

Of course YMMV applies.

Re: Anyone get a Capital One request for verification and been denied?

bizarrocreditworld — Tue, 13 Mar 2018 15:57:45 GMT

I've had similar things happen, but not for CapOne. Verification is a common requirement for final approval.

With that said, if they're asking for a driver's license, you're almost certain to be approved.

Re: Anyone get a Capital One request for verification and been denied?

Anonymous — Tue, 13 Mar 2018 16:40:59 GMT

I'm going through the same exact thing right now for a Capital one Quick Silver!

Uploaded my DL today.

Re: Anyone get a Capital One request for verification and been denied?

Anonymous — Tue, 13 Mar 2018 17:53:17 GMT

@Anonymouswrote:
I'm going through the same exact thing right now for a Capital one Quick Silver!
Uploaded my DL today.

Ugh! Keep us posted on the results. I checked the status line and it says the application is still being reviewed.

Re: Anyone get a Capital One request for verification and been denied?

Anonymous — Wed, 14 Mar 2018 01:17:55 GMT

Happened to me too just a couple weeks ago. I was approved and received my card today!