topic Re: Chase app with EQ locked in Credit Card Applications

Chase app with EQ locked

tbea1004 — Fri, 16 Mar 2018 18:03:51 GMT

Is it possible to app with chase with EQ report locked? Will they pull TU instead or does EQ have to be unlocked?

Re: Chase app with EQ locked

Meanmchine — Fri, 16 Mar 2018 18:27:04 GMT

Why dont you just unlock EQ so that Chase can pull it?

Re: Chase app with EQ locked

Anonymous — Fri, 16 Mar 2018 18:45:30 GMT

It's possible for my location. Chase pulls TU and EX for where I live, I apped for CSR last December with EQ frozen and was approved.

Re: Chase app with EQ locked

Anonymous — Fri, 16 Mar 2018 19:16:34 GMT

Doubt very much they will pull Equifax.

Re: Chase app with EQ locked

Anonymous — Fri, 16 Mar 2018 19:57:45 GMT

@Anonymouswrote:
Doubt very much they will pull Equifax.

What makes you think that? Chase has pulled EQ every time that I have applied with them. It is dependent on your location and credit file. Chase often pulls 2 CRAs for applications.

Re: Chase app with EQ locked

tbea1004 — Fri, 16 Mar 2018 20:03:43 GMT

Irish what will they do if EQ is locked?

Re: Chase app with EQ locked

Anonymous — Fri, 16 Mar 2018 20:08:37 GMT

@Anonymouswrote:
@Anonymouswrote:
Doubt very much they will pull Equifax.
What makes you think that? Chase has pulled EQ every time that I have applied with them. It is dependent on your location and credit file. Chase often pulls 2 CRAs for applications.

You have a point and I stand corrected when it comes to geographics. I dont agree that it has anything to do with your credit file. What exactly do you mean by that?

Also, i am very aware they usually pull two bureaus. As they have always done that with my two approvals. Always Experian and Transunion. I'm in Boston.

Re: Chase app with EQ locked

Anonymous — Fri, 16 Mar 2018 20:10:43 GMT

@tbea1004wrote:
Irish what will they do if EQ is locked?

If your so concerned, just thaw it out. Do you have baddies on EQ you don't want them to see?

Re: Chase app with EQ locked

tbea1004 — Fri, 16 Mar 2018 20:39:07 GMT

Had some identity theft. EX and TU already finished disputes, just waiting on EQ to finish. I guess I will just wait until they are done.

Re: Chase app with EQ locked

Loquat — Sat, 17 Mar 2018 22:55:48 GMT

@tbea1004wrote:
Had some identity theft. EX and TU already finished disputes, just waiting on EQ to finish. I guess I will just wait until they are done.

Like you said, I too would just wait. No need to waste time app'ing with frozen reports. And there is a very thin line about discussing app'ing with frozen reports around these here parts. Best of luck to you if and when you do decide to apply.

Re: Chase app with EQ locked

Anonymous — Wed, 21 Mar 2018 22:09:25 GMT

I app'd with them with EQ locked. UW advised no approval until EQ unlocked before approval. Unlocked and approved.

Re: Chase app with EQ locked

Anonymous — Thu, 22 Mar 2018 16:20:00 GMT

I'm in Florida and in Jan this year they pulled EX & TU for me