topic Re: Does anyone exclusively pull TU? in Credit Card Applications

Does anyone exclusively pull TU?

Anonymous — Sun, 25 Mar 2018 21:16:36 GMT

I have the least number of inquiries on my Transunion report and am wondering if there are any CC lenders that exclusively pull Transunion?

Re: Does anyone exclusively pull TU?

Anonymous — Sun, 25 Mar 2018 21:26:52 GMT

@Anonymouswrote:
I have the least number of inquiries on my Transunion report and am wondering if there are any CC lenders that exclusively pull Transunion?

I think it really matters where you are located.

You can check these data points to see if a lender is more likely to only pull TU:

https://www.doctorofcredit.com/credit-bureau-citibank-pull/

check this out too:

http://www.cardrates.com/advice/which-credit-cards-use-transunion/

Re: Does anyone exclusively pull TU?

Anonymous — Sun, 25 Mar 2018 21:43:00 GMT

Barclay. Also NFCU for credit cards.

Re: Does anyone exclusively pull TU?

AverageJoesCredit — Sun, 25 Mar 2018 23:27:04 GMT

As stated, sometimes where you live can affect the pull but for the most part Barclays and Synchrony Bank tend to pull TU.

Re: Does anyone exclusively pull TU?

DemonHusker — Mon, 26 Mar 2018 02:50:21 GMT

US Bank uses TU Mortgage score

Re: Does anyone exclusively pull TU?

Anonymous — Mon, 26 Mar 2018 09:17:59 GMT

@DemonHuskerwrote:
US Bank uses TU Mortgage score

I thought US BAnk uses TU Bankcard 8? Are you sure on this one.

My TU Mortgage is 760+ (about 30pts higher than my bankcard score). Would be worth an HP to me at this point if they are going to pull Mortgage.

Re: Does anyone exclusively pull TU?

Anonymous — Mon, 26 Mar 2018 11:16:13 GMT

Here in northern Virginia, Apple Federal Credit Union pulls TU exclusively. I made sure to ask about that last year when I opened my account with them.

Re: Does anyone exclusively pull TU?

pinkandgrey — Tue, 27 Mar 2018 16:47:49 GMT

The only card I've had pull ONLY TU is Barclaycard Apple.

Re: Does anyone exclusively pull TU?

Anonymous — Tue, 27 Mar 2018 18:17:41 GMT

last time I applied for US Bank they pulled EQ; I'm in Louisiana if that makes a difference

Re: Does anyone exclusively pull TU?

Anonymous — Tue, 27 Mar 2018 21:28:37 GMT

Was in the same boat with you, went on an app spree and almost all of the inquiries went to Experian and my TU was 30 points higher with <5 inquiries. Asked around and decided to apply for Barclays, they pulled TU only and the score was correct and rejected me nonetheless due to not enough credit history

Re: Does anyone exclusively pull TU?

Anonymous — Wed, 28 Mar 2018 00:12:18 GMT

Google “Credit Pulls Database.”

Re: Does anyone exclusively pull TU?

Anonymous — Wed, 28 Mar 2018 01:16:11 GMT

Just wanted to add that some creditors may pull different CBs for different cards. I thought USBank was strictly TU for my area but when I went for the Kroger Mastercard they wanted to pull EX...But when I apped for Cash+ last year they did pull TU.