topic Re: Citi American Airline Advantage Credit Card in Credit Card Applications

Citi American Airline Advantage Credit Card

A1Credit — Wed, 28 Mar 2018 14:16:21 GMT

Thoughts on the Citi American Airline Travel card? Perks? The current sign up bonus in 40K miles and $200 sign up bonus, is that good? Approval requirements? I have some upcoming travel and contemplating apping for this card after receiving a pre-qualifying offer in the mail, it's not a preapproval though.

My plan is the purchase through AA even without the card but I'm wondering if it would be worth the hard pull and actually having the card. I also would like to have a SWA travel card in the future as well and I already have an AMEX delta.

Please share your experience, opinions and advice, FICO score needed and Credit Bureau they are likely to pull. I tried the prequalifer online but nothing came up.

TIA!

Re: Citi American Airline Advantage Credit Card

Anonymous — Wed, 28 Mar 2018 14:31:51 GMT

The points on the signup bonus are okay, nothing great. The $200 credit is nice for sure. I really only use it for the free checked bag. The group 5 boarding is nice too.

Re: Citi American Airline Advantage Credit Card

A1Credit — Wed, 28 Mar 2018 14:36:23 GMT

@Anonymouswrote:
The points on the signup bonus are okay, nothing great. The $200 credit is nice for sure. I really only use it for the free checked bag. The group 5 boarding is nice too.

How long ago did you get the card? Score at the time and which credit report did they pull?

Re: Citi American Airline Advantage Credit Card

Anonymous — Wed, 28 Mar 2018 14:39:10 GMT

What's the spending requirement for this 40K + $200 bonus? 60K bonus offers (without the statement credit) for $3000 spend are publicly available, you can even find this on AA's website, as long as you value AA points at more than 1 cent per point the 60K might be slightly better.

Re: Citi American Airline Advantage Credit Card

Anonymous — Wed, 28 Mar 2018 14:38:14 GMT

About 6 weeks. 740ish. TU.

Re: Citi American Airline Advantage Credit Card

A1Credit — Wed, 28 Mar 2018 14:45:36 GMT

@Anonymouswrote:
What's the spending requirement for this 40K + $200 bonus? 60K bonus offers (without the statement credit) for $3000 spend are publicly available, you can even find this on AA's website, as long as you value AA points at more than 1 cent per point the 60K might be slightly better.

I think it's $2,000 within 3 months.

Re: Citi American Airline Advantage Credit Card

A1Credit — Wed, 28 Mar 2018 14:46:33 GMT

@Anonymouswrote:
About 6 weeks. 740ish. TU

740 TU? LOL I guess I'll be waiting a while to apply.

Thanks!

Re: Citi American Airline Advantage Credit Card

A1Credit — Wed, 28 Mar 2018 16:38:21 GMT

Does anyone know if this card will come up on the prequalifier webpage?

Re: Citi American Airline Advantage Credit Card

A1Credit — Wed, 28 Mar 2018 20:21:05 GMT

Can I get a little help/advice here?

Re: Citi American Airline Advantage Credit Card

JR_TX — Wed, 28 Mar 2018 22:58:24 GMT

If you really want this card then just go ahead and app! Don’t rely so much on their prequal as a lot of us here myself included didn’t even have any prequal show up at the time when I cold app’d for it. They (citi) double pulled me using my EX and EQ Bancard FICO8 Model which was 767 at the time of my approval last month. I have a thread for it at the approval section.
Good Luck!

Re: Citi American Airline Advantage Credit Card

Anonymous — Wed, 28 Mar 2018 23:51:56 GMT

I don't even see that sign up bonus you speak of, they are all just bonus miles if you meet the spend. But it coud simply be my browser.

@ 750-5000 within 3 months.

Now that's all fine and dandy as long as you get a CL large enough to handle the spend. But this is Citi, and they like starting out with low limits.

By looking at your scores, it could be a low SL. Who knows. But if you fly AA a lot, it will probably benefit you in the future to get it. The wost that can happen is they say no, right? Oh and a HP.

Re: Citi American Airline Advantage Credit Card

A1Credit — Thu, 29 Mar 2018 00:00:32 GMT

@Anonymouswrote:
I don't even see that sign up bonus you speak of, they are all just bonus miles if you meet the spend. But it coud simply be my browser.
@ 750-5000 within 3 months.
Now that's all fine and dandy as long as you get a CL large enough to handle the spend. But this is Citi, and they like starting out with low limits.
By looking at your scores, it could be a low SL. Who knows. But if you fly AA a lot, it will probably benefit you in the future to get it. The wost that can happen is they say no, right? Oh and a HP.

Thank you for your advice...I'm going to go ahead and app for the Citi AA. They changed the bonus to the 50k miles but I was still able to locate the 40K with $200 statement credit.

Re: Citi American Airline Advantage Credit Card

A1Credit — Thu, 29 Mar 2018 00:53:54 GMT

*****UPDATE****

I apped for the Citi AA and was approved for SL $3,500. They pulled EX but I'm just happy to be approved. Scores are listed below.

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-AAdvantage-Plat-Select-Approval/m-p/5205974