topic Venture or Venture 1? in Credit Card Applications

Venture or Venture 1?

avp99 — Wed, 28 Mar 2018 14:46:30 GMT

Good Morning Friends,

Just did a Pre App and got this back. Any thoughts on which is better? I already get some good travel rewards from my AMEX PRG, but looking to get your take and experience on either or both of the cards.

Thanks in advance

Re: Venture or Venture 1?

dmjohnson — Wed, 28 Mar 2018 14:57:52 GMT

I would sy whichever sounds best for you. Venture one comes with a pro of no AF, but con of only 1.25 miles per dollar. Venture comes with con of $95 AF (after first year it looks like) but a Pro of 2 miles per dollar. I for one, do not worry too much about the sign up bonus. Yes they are nice, but they are a one time bonus, I looks for what I am going to gain from the card 3 years down the road when I look at cards.

Also, not sure on the Venture One, which From what I understand is an easier one to get. Looks like you are pre approved for the Venture, but I notice the "You may also be interested in" lingo. I know Creditors put things like this in their pages to make you think you are pre approved, when in reality you may not be, if anyone else can chime in on this.

However, if you are pre approved for the Venture, I would say you will have no problem getting a Venture One if you choose that route.

Best of luck, we travel a lot and this is my goal card! I have an AMEX delta gold now which is nice, as we usually fly delta if it is a delta hub area (Sioux Falls is generally my home airport, which will fly delta to MSP and go from there) , but we also fly cheaper airlines to places like vegas and phoenix (Allegiant) that I could use this card on.

Re: Venture or Venture 1?

Anonymous — Wed, 28 Mar 2018 15:20:10 GMT

Get the Venture, spend 3k to get the bonus and product change or cancel before the annual fee hits. None of those cards worth keeping.

Re: Venture or Venture 1?

Anonymous — Wed, 28 Mar 2018 15:55:58 GMT

Agree with above ^ meet the $3k (if you can) and downgrade before AF hits. This is 2x/$1 spend also, you can accumulate a good amount in a year.

Re: Venture or Venture 1?

A1Credit — Wed, 28 Mar 2018 16:16:34 GMT

I think @dmjohnson brings up a good point. It seems you are pre-approved for only the Venture but I suppose if you can get that one, you can get the One one as well.

Re: Venture or Venture 1?

Anonymous — Wed, 28 Mar 2018 19:07:23 GMT

If you prequalified for Venture, you should be able to get Venture1 or Savor; all depends on what you want.
V1 wouldn’t be as good as Savor or a QS

Re: Venture or Venture 1?

avp99 — Wed, 28 Mar 2018 19:28:57 GMT

@Anonymouswrote:
If you prequalified for Venture, you should be able to get Venture1 or Savor; all depends on what you want.
V1 wouldn’t be as good as Savor or a QS

Thanks for the feed back, I have the QS so I am thinking the Venture is the way to go.

Re: Venture or Venture 1?

Anonymous — Wed, 28 Mar 2018 19:40:26 GMT

They do give good SL on Venture; could always PC later on

Re: Venture or Venture 1?

avp99 — Wed, 28 Mar 2018 19:42:26 GMT

@Anonymouswrote:
They do give good SL on Venture; could always PC later on

Do you know if the Venture has a minimum staring SL? Maybe it is the one of the VISA Signature cards I am thinking about, but I thought this one has a starting SL of 10k or something like that.

Re: Venture or Venture 1?

Anonymous — Wed, 28 Mar 2018 20:16:30 GMT

I recently got venture with a 10k SL and plan to use the combine account feature to put the CL on my QS before the annual fee hits.

Re: Venture or Venture 1?

Anonymous — Wed, 28 Mar 2018 20:17:44 GMT

Not sure if that is the minimum though. I’m fairly sure it’s 5k for a signature

Re: Venture or Venture 1?

MrDisco99 — Thu, 29 Mar 2018 02:28:49 GMT

I've seen $5K approvals for Venture. That is the minimum for Visa Sig.