topic Re: Amex App - HELP! in Credit Card Applications

Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 02:18:04 GMT

Hey everyone,

I really want the delta amex my fico is 631 and my experian is 620, what are my chances?

Re: Amex App - HELP!

fltireguy — Mon, 02 Apr 2018 02:29:46 GMT

I hate to be a pessimist, but the odda aren't too good... Over 660ish on your ex, and you probably have a shot

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 02:43:47 GMT

You can also check the CreditPulls data base, it may give you some insight. Remember though, no two applicants are exactly the same.

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 02:46:31 GMT

Yeah, did some research and the late 600 and up are approvals.

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 02:47:31 GMT

thanks checked the site, very helpful!

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 09:42:38 GMT

Check the Amex preapprovals before you apply. If you got in, you'd probably get a $500 or $1000 limit but at least you'd be in with Amex. If you're not preapproved on the site, it's very unlikely that you'd be approved if you do a cold app, until your scores increase.

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 14:54:41 GMT

No pre approvals yet, maybe I should wait.

Re: Amex App - HELP!

drboxing — Mon, 02 Apr 2018 16:37:38 GMT

Amex is odd, my numbers were like yours, no preapprovals, I applied for Amex Delta while on the Delta site, approved for $1000 SL.

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 17:25:45 GMT

I’ve always wondered if applying through the delta site improves the odds

Re: Amex App - HELP!

drboxing — Mon, 02 Apr 2018 17:41:51 GMT

Not sure but I had previously applied for Amex Green card and was denied, applied for Delta on delta.com was approved.

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 20:38:19 GMT

Oh, I’m so tempted lol

Re: Amex App - HELP!

Anonymous — Mon, 02 Apr 2018 21:18:48 GMT

I feel ya same thing Experian 626 (Disputing several things), I saw few approvals with 607 to 615 but didn't see if the cold appd. I tried pre qualifications and nothing. The current SUB only good until April 11th.

Re: Amex App - HELP!

Goal_Getter — Mon, 02 Apr 2018 22:12:31 GMT

I was approved with an Experian score of 625, however i was preapproved on their site. I cold apped six months prior to my approval and was denied. My score at that time was 650! My CL is $1000. GOOD LUCK!

Re: Amex App - HELP!

Anonymous — Tue, 03 Apr 2018 00:25:43 GMT

I apped for the green too and was denied a month ago and was too afraid to app for the delta. I think I’ll wait until the summer when my score is higher.

Re: Amex App - HELP!

drboxing — Tue, 03 Apr 2018 01:20:50 GMT

Keep us all posted

Re: Amex App - HELP!

sueblue34 — Tue, 03 Apr 2018 01:49:03 GMT

You scores are similar to mine back when I got approved🤔. I barely made it in the door with a 1k SL. I would wait a bit and then try

Re: Amex App - HELP!

sueblue34 — Tue, 03 Apr 2018 01:50:43 GMT

Forgot to add when I applied it was through Delta with an invitation to apply.

Re: Amex App - HELP!

Anonymous — Tue, 03 Apr 2018 02:22:52 GMT

I think im going to play it safe and wait a little longer :/