topic Re: Cabela's Club Visa in Credit Card Applications

Cabela's Club Visa

TryN2Rebuild — Wed, 04 Apr 2018 14:48:30 GMT

I was wondering how often you can request an increase on this card? I just opened the card in Feb and looking to see if I can get the limit increased.

Thanks

Re: Cabela's Club Visa

pipeguy — Wed, 04 Apr 2018 19:50:58 GMT

I generally do it about once a year and have gone from a $5k SL to $18k today. That said, now that Cap-1 owns the card it's hard to say how often to ask....

Re: Cabela's Club Visa

My_Fako — Thu, 05 Apr 2018 17:07:40 GMT

Can anyone confirm? if it's still a hard pull or did they go with reg soft pulls like Cap1's products?

Thanks

Re: Cabela's Club Visa

TryN2Rebuild — Thu, 05 Apr 2018 17:10:32 GMT

I have 2 cards with them and got an increase on one of them. I requested it and have not seen an INQ.

Re: Cabela's Club Visa

My_Fako — Thu, 05 Apr 2018 22:53:06 GMT

You try the increase before or after Cap1 took over?

Re: Cabela's Club Visa

Meanmchine — Thu, 05 Apr 2018 23:00:30 GMT

@TryN2Rebuildwrote:
I have 2 cards with them and got an increase on one of them. I requested it and have not seen an INQ.

You got lucky. Cabelas has always been an HP CLIer. Dont know about now under Cap1

Re: Cabela's Club Visa

coldfusion — Thu, 05 Apr 2018 23:08:53 GMT

@Meanmchinewrote:
@TryN2Rebuildwrote:
I have 2 cards with them and got an increase on one of them. I requested it and have not seen an INQ.

You got lucky. Cabelas has always been an HP CLIer. Dont know about now under Cap1

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Cabelas-VS-CLI-6K-gt-15K/m-p/5184035

Re: Cabela's Club Visa

Meanmchine — Thu, 05 Apr 2018 23:24:53 GMT

TY Coldfusion

Re: Cabela's Club Visa

rprisco — Fri, 06 Apr 2018 02:01:58 GMT

I did cli in December, went from 3k to 10k, 6mo old account, they did HP EQ. Hope that changes when I hit them up again in June for the full 25k a SP would be awesome.

Re: Cabela's Club Visa

Meanmchine — Fri, 06 Apr 2018 03:11:37 GMT

@rpriscowrote:
I did cli in December, went from 3k to 10k, 6mo old account, they did HP EQ. Hope that changes when I hit them up again in June for the full 25k a SP would be awesome.

Just be aware that Cap1 has started CLDing accounts for not utilising their full CL.

Re: Cabela's Club Visa

woodyman100 — Sun, 27 May 2018 15:56:07 GMT

I took one for the team.
Still a HP.
They are still using the WFB procedures
I asked for 30000 so I’ll probably get a request for a financial statement in a couple of weeks

Re: Cabela's Club Visa

FinStar — Tue, 29 May 2018 15:38:36 GMT

The above is correct as they haven't fully integrated into the Capital One platform. Some accounts may still qualify for the SP CLI (or auto-CLI) depending on the last AR, but it's still YEMV.