topic Re: PENFED Credit Cards in Credit Card Applications

PENFED Credit Cards

Anonymous — Tue, 10 Apr 2018 00:07:05 GMT

Can I use a recent EQ HP for one of their cards? and if so how do I go about that? I did read where it was possible now just need to know who I should call,etc or do... btw the recent EQ HP was because I just opened a savings account.

Re: PENFED Credit Cards

Anonymous — Tue, 10 Apr 2018 00:33:56 GMT

Just call the general purpose phone number and tell them you want to apply and they will get you to the correct person. They will see your recent EQ pull in their system.

Re: PENFED Credit Cards

AverageJoesCredit — Tue, 10 Apr 2018 01:00:08 GMT

Good luck capcredit

Re: PENFED Credit Cards

Anonymous — Tue, 10 Apr 2018 16:17:27 GMT

I'll work on this tomorrow thanks. what kind of SL do you think I may get with my scores below also EQ is over 740... Income is 28k not including other sources.

Re: PENFED Credit Cards

Anonymous — Tue, 10 Apr 2018 06:49:41 GMT

You have a pretty high total CL and a good score. They should give you 15-25k.

Re: PENFED Credit Cards

Anonymous — Tue, 10 Apr 2018 14:05:57 GMT

Most newbies with a good or better score start out at $10K or at least they did until the recent changes they have made, which I think might look at more than just your score.

I have been a member of PenFed since 2008 but never had a CC with them until I app'd on Jan 25th this year. I received $10k, which I am happy with and my stated income was $42k, I didn't include any income other than my wages even though I have other income.

Re: PENFED Credit Cards

Anonymous — Tue, 10 Apr 2018 16:12:23 GMT

Confirmed they can use an existing EQ Pull but I need to update EQ before I'm considered or approved... I've got no problem doing that I'll be calling EQ this CRA doesn't keep updated information like the others first time I've ran into this problem but I'll get it fixed. PenFed does a terrific job with protecting my identity and I'm very grateful to them for that lesson learned on EQ front.