topic Re: What credit card company pulls from Transunion in Credit Card Applications

What credit card company pulls from Transunion

msvee32 — Wed, 08 Nov 2017 16:54:43 GMT

I was looking for a credit card that uses TU only because I am in the process of cleaning my credit and EX and EQ have not updated all my information. I found a thread from 2015 that Barclaycard Visa with Apple Rewards uses Transunion only. I applied today 11/08/2017 and just wanted to update ppl that this information is still correct. My inquiry notification came from TU only.

Re: What credit card company pulls from Transunion

Anonymous — Wed, 08 Nov 2017 16:56:58 GMT

Depends on where you live, usually.

I believe Synchrony pulls TU only, at least in my case. US Bank pulled TU only for me.

Re: What credit card company pulls from Transunion

msvee32 — Wed, 08 Nov 2017 17:00:48 GMT

Ok, I am in Virgina and they only used TU

Re: What credit card company pulls from Transunion

Anonymous — Wed, 08 Nov 2017 17:14:21 GMT

Capital One pulls TU (in fact, they pull all three, which is kind of irksome) as do Apple FCU (in Virginia) and Synchrony.

Re: What credit card company pulls from Transunion

Anonymous — Thu, 09 Nov 2017 00:36:42 GMT

Anything Synchrony, Comenity and CapOne.

Re: What credit card company pulls from Transunion

peghede — Thu, 09 Nov 2017 00:57:16 GMT

Synchrony R.I.P pulls TU

Re: What credit card company pulls from Transunion

Shadowfactor — Thu, 09 Nov 2017 02:36:44 GMT

US bank, Discover pulled TU in Ohio.

Re: What credit card company pulls from Transunion

Anonymous — Thu, 09 Nov 2017 02:50:02 GMT

I use the /r/churning data point spreadsheet. Go to the churning subreddit on Reddit and look at the sidebar. They have a datapoints spreadsheet for credit card applications. INSANELY helpful! Helped me figure out I could get a BofA card with my Ex score even though the other two were trash, and make my risky AmEX BCE application because they also only pull Ex.

Here's a link, not sure if I'm allowed to post the link so that's why the explanation of how to navigate to it is there.

https://docs.google.com/spreadsheets/d/1qnuBDQLFGADO3AhcZ9bbzFUqsGhWcPpYxwWj_z3JG0w/edit#gid=1263163621

Just use the sorting options to sort it by A-Z for whichever piece of information, such as bureau. There's also filtering options. Can find out a lot of different things.

Re: What credit card company pulls from Transunion

msvee32 — Thu, 09 Nov 2017 03:01:00 GMT

Wow, this is great, thanks!

Re: What credit card company pulls from Transunion

Anonymous — Thu, 09 Nov 2017 04:21:02 GMT

Comenity pulls EQ and EX on me. Wouldnt consider than a TU puller.

In my experience, located in NE:

Synchonry

Barclays

UMB

USBank

Elan (subsidiary of US Bank)

Commerce Bank

5/3

Sync/Barclays/USBank are pretty much TU pullers no matter where you live. But you never know if they decided to flip the script on us, so be prepared

Re: What credit card company pulls from Transunion

marty56 — Thu, 09 Nov 2017 10:08:52 GMT

RBFCU in San Antonio.

Re: What credit card company pulls from Transunion

Anonymous — Tue, 27 Feb 2018 08:48:46 GMT

Discover CC pulled Equifax in Southern California on 2/27/2018. Fortunately the credit profile was locked.

Re: What credit card company pulls from Transunion

RicHowe — Tue, 27 Feb 2018 14:52:25 GMT

BMO Harris Bank pulls TU only.

Re: What credit card company pulls from Transunion

msvee32 — Tue, 27 Feb 2018 14:59:39 GMT

Never heard of BMO Harris Bank. How long have you had them and what do you think of their services, if you don't mind sharing

Re: What credit card company pulls from Transunion

RicHowe — Tue, 27 Feb 2018 15:02:48 GMT

@msvee32wrote:
Never heard of BMO Harris Bank. How long have you had them and what do you think of their services, if you don't mind sharing

Just got it a couple weeks ago. They are a bit clunky as there is no way to apply online unless you are an existing customer and the approval process in manual. You'll need to be patient and expect it to take 2 weeks to get the card from the time of application.

You must live in a state that has a BMO Harris branch in order to apply which currently is Arizona, Florida, Indiana, Illinois, Kansas, Minnesota, Missouri and Wisconsin.

Re: What credit card company pulls from Transunion

msvee32 — Tue, 27 Feb 2018 15:09:39 GMT

Ok, good to know, thanks!

Re: What credit card company pulls from Transunion

Anonymous — Tue, 20 Mar 2018 18:18:40 GMT

Here's a link, not sure if I'm allowed to post the link so that's why the explanation of how to navigate to it is there.

https://docs.google.com/spreadsheets/d/1qnuBDQLFGADO3AhcZ9bbzFUqsGhWcPpYxwWj_z3JG0w/edit#gid=1263163...

I love Reddit for so many reasons! This spreadsheet is fantastic. The only thing it's missing is starting credit limits!

Re: What credit card company pulls from Transunion

jc2 — Wed, 21 Mar 2018 00:31:17 GMT

BECU pulls only TU

Re: What credit card company pulls from Transunion

Jnbmom — Wed, 21 Mar 2018 02:00:18 GMT

I live in VA and have quite a few on TU

WALMART CREDIT CARD

DISCOVER

SYNCB/AMAZON PLCC

MACYS DEPARTMENT STORES

CAPITAL ONE BANK USA NA but they pull all 3 bastards lol

TARGET FIN/TD-PRVTE LABL

Re: What credit card company pulls from Transunion

msvee32 — Wed, 21 Mar 2018 21:48:48 GMT

Thanks!