topic Re: Paypal MasterCard CLI Denied in Credit Card Applications

Paypal MasterCard CLI Denied

Cyberbo60 — Wed, 28 Mar 2018 10:52:03 GMT

I asked for a 6K increase and was denied.....

Re: Paypal MasterCard CLI Denied

ohjoy — Wed, 28 Mar 2018 10:52:32 GMT

@Cyberbo60wrote:
I asked for a 6K increase and was denied.....

No counter? Did you stay on the call all the way to the end? I read someone said that the auto denial is followed by yada yada and then afterwards, it makes a counter offer. To stay on til the very end. And unless you accept the counter, you've settled for the denial.

Re: Paypal MasterCard CLI Denied

Cyberbo60 — Wed, 28 Mar 2018 10:52:52 GMT

No counter offer. Robolady said I wasn’t eligible for an increase. I waited til the end and she said for me to hang up. I will wait a year. No biggie

Re: Paypal MasterCard CLI Denied

Cyberbo60 — Wed, 28 Mar 2018 10:53:17 GMT

I got my CLI denial and it says “insufficient information to determine account performance score” what does this mean?

Re: Paypal MasterCard CLI Denied

AverageJoesCredit — Wed, 28 Mar 2018 12:15:02 GMT

It happens all the time. Add more info here like current score , inqs, etc. Remember Sync likes higher TU and for best results, call Credit Solutions.

Re: Paypal MasterCard CLI Denied

Cyberbo60 — Wed, 28 Mar 2018 17:22:18 GMT

Credit solutions? Ok

Re: Paypal MasterCard CLI Denied

UncleB — Thu, 29 Mar 2018 22:06:10 GMT

@Cyberbo60wrote:
Credit solutions? Ok

877-379-8173

Re: Paypal MasterCard CLI Denied

Anonymous — Thu, 26 Apr 2018 18:23:56 GMT

@Cyberbo60 wrote:
No counter offer. Robolady said I wasn’t eligible for an increase. I waited til the end and she said for me to hang up. I will wait a year. No biggie

I got the same denial.. My 3rd statement just cut.

Re: Paypal MasterCard CLI Denied

DaveInAZ — Thu, 26 Apr 2018 21:37:06 GMT

@Anonymous wrote:
@Cyberbo60 wrote:
No counter offer. Robolady said I wasn’t eligible for an increase. I waited til the end and she said for me to hang up. I will wait a year. No biggie
I got the same denial.. My 3rd statement just cut.

Maybe as this is a new card Synchrony wants see more usage/payment history. I got a $7k SL in July and asked for a CLI to $10k after the 4th statement and they countered with a $1k increase to $8k, TU around 720. Also you need to have TU unfrozen/unlocked when your request a CLI, even though they have access as an existing creditor and give you your TU Fico score the SP from the CLI needs full access to TU.

Re: Paypal MasterCard CLI Denied

Anonymous — Thu, 26 Apr 2018 23:43:46 GMT

How old is the account? From personal experience I've found that Sync likes to wait until the 3rd or 4th statement cuts before they approve a CLI. At least that's how it worked for me.