topic Re: Question on Cap One application in Credit Card Applications

Question on Cap One application

empressj — Sat, 28 Apr 2018 14:16:29 GMT

Good Day!

At the end of March I applied for a cap one cc and was approved. Last week, I applied for the Venture after reviewing my credit reports and scores and was denied. The letter states the denial was due a pending or recent application.

Has this ever happened to anyone? Should I re-apply or call in. Or is there a limit? I’m thinking I should wait and try again in 6 months or so.

Thanks

Re: Question on Cap One application

bigpoppa09 — Sat, 28 Apr 2018 14:22:37 GMT

@empressj wrote:
Good Day!

At the end of March I applied for a cap one cc and was approved. Last week, I applied for the Venture after reviewing my credit reports and scores and was denied. The letter states the denial was due a pending or recent application.

Has this ever happened to anyone? Should I re-apply or call in. Or is there a limit? I’m thinking I should wait and try again in 6 months or so.

Thanks

Only one new Cap 1 account every 6 months.

Re: Question on Cap One application

Brian_Earl_Spilner — Sat, 28 Apr 2018 15:12:54 GMT

Only 1 capital one card every 6 months. Doesn't apply to co-branded cards. I got a platinum, PlayStation, and Kohls card all within 6 months, 2 of them were a week apart.

I want to also note that my Kohls was approved on a soft pull which I thought was odd.

Re: Question on Cap One application

HeavenOhio — Sat, 28 Apr 2018 18:20:41 GMT

Yeah, you're limited to one new Capital One card every six months. But the good news is that they didn't do any hard pulls to tell you that.