topic Re: Getting an additional AMEX card in Credit Card Applications

Getting an additional AMEX card

Anonymous — Sun, 29 Apr 2018 22:44:23 GMT

I just got approved for an AMEX Delta gold 2 days ago. If I apply for the regular AMEX gold, is it a HP only if I'm approved? Like if I'm denied is it just a SP?

Re: Getting an additional AMEX card

kcos194 — Mon, 30 Apr 2018 00:42:26 GMT

I believe that all AMEX applications are HP's regardless of when they're done or if they're approved/denied. Bank on it being an HP just to be safe.

Additionally, what were your data points when you were approved for the Delta gold? Wife and I are interested in that card and I'm wondering what her approval odds would be. Would you mind posting your FICO's and some info about inquiries, AAoA, UTL, dergos, etc?

Thanks, and congrats on the approval!

Re: Getting an additional AMEX card

AverageJoesCredit — Mon, 30 Apr 2018 00:49:43 GMT

Incorrect. Not all Amex applications are hp. Some members are able to get 2 for one hp. Alot of factors to consider but it is possible. Lots of data points here on the forum concerning this. Expect a hp is good advice be happy when you dont get one

Re: Getting an additional AMEX card

kcos194 — Mon, 30 Apr 2018 00:52:37 GMT

Ah, I stand corrected then! Thank you, I was unaware that combining HP's was possible.

Re: Getting an additional AMEX card

sdsoccerdad — Mon, 30 Apr 2018 01:22:17 GMT

I wonder if this varies for people. I haven't received an HP since the first two amex cards I picked up. The last 3, I didn't see anything on my report.

Re: Getting an additional AMEX card

Kevin5974 — Mon, 30 Apr 2018 01:51:06 GMT

I did what you did. Delta Gold (10k) with mid to high 600 EX FICOs. Then I went for Gold PRG. No additional inquiry. I did that two years ago. I have since applied/closed 4 or 5 total cards with them without an additional HP. Mid 700s, they gave me 2300 on the ED Card haha.

Re: Getting an additional AMEX card

JimmyWayne — Mon, 30 Apr 2018 04:53:37 GMT

February 2017 I was approved for the Everyday Card with an HP. April 2017 I was approved for the PRG with no HP.

Re: Getting an additional AMEX card

Anonymous — Mon, 30 Apr 2018 17:00:11 GMT

applied and approved for Blue Cash Everyday on 4/20, applied and approved for Gold Delta Skymiles on 4/25, both pulled from Experian

Re: Getting an additional AMEX card

Anonymous — Mon, 30 Apr 2018 19:52:27 GMT

Applied and was approved 4/19 for ED, applied and approved 4/20 for BCE, both HP from EX. After I was approved for both cards, I read somewhere on this forum that doing both apps same day may have resulted in only 1 HP.

Re: Getting an additional AMEX card

Anonymous — Mon, 30 Apr 2018 21:20:12 GMT

Did you get a HP for each?

Re: Getting an additional AMEX card

Anonymous — Tue, 01 May 2018 02:17:04 GMT

@Anonymous wrote:
Did you get a HP for each?

Yes, one HP for each.

Re: Getting an additional AMEX card

MrDisco99 — Tue, 01 May 2018 05:06:10 GMT

I've had 8 approved Amex apps in the past year. Only one was a HP (the first one).

Re: Getting an additional AMEX card

Anonymous — Tue, 01 May 2018 05:21:50 GMT

Approved for BCE 11/2/17, HP on EX. Pre-Approved then Approved for Gold Delta 3/17/18, SP. Currently getting Pre-Approval offers for PRG via Amex website, email, snail mail. Should be a SP also.

@Anonymous