topic Re: Overstock after BK? in Credit Card Applications

Overstock after BK?

Anonymous — Fri, 18 May 2018 22:33:07 GMT

Does anyone know if the Overstock card is BK friendly?

I'm only a little over a month from my chap-7 discharge but was curious if this was one of the more friendly ones.

I've tried the SCT but can never get it to pop up for me.

Re: Overstock after BK?

shadanat — Fri, 18 May 2018 23:22:04 GMT

I was sent a pre-approval in December '17 and my bk was discharged in September '17.

The CL is only $250. I used it once to buy some pillows. It resides in my sock drawer.

Re: Overstock after BK?

J-F168 — Sat, 19 May 2018 16:19:08 GMT

While I was shopping online on Overstock (got SCT) and approved six months after D/C $2,500. It's a store card by "comenity".

Re: Overstock after BK?

Dirge — Sat, 19 May 2018 22:18:12 GMT

I have a BK7 from 2012 for medical debt. Overstock sent me an email preapproval a few months ago, but I didn't try it. I do have a Wayfair card, though, so maybe that has something to do with it.

Re: Overstock after BK?

Loquat — Sun, 20 May 2018 05:55:33 GMT

I was approved for an Overstock card during my BK13.

Re: Overstock after BK?

CashBackQueen — Wed, 23 May 2018 15:36:30 GMT

Curious about the same thing. Wonder if it makes a difference if they were IIB?

Re: Overstock after BK?

Anonymous — Wed, 23 May 2018 17:02:48 GMT

While it was about 2 1/2 years after my BK was discharged, I received a preapproved offer one year ago this month for Overstock, and it's increased from $4K to $7.3K since then.