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    <title>topic Macy's App Message in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5259257#M199983</link>
    <description>&lt;P&gt;Apped for Macy's today and received this message:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;MACY'S&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;SPAN class="block-text"&gt;AMERICAN EXPRESS®&lt;/SPAN&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;CARD&lt;SPAN class="mainHeading"&gt;&lt;SPAN class="decisionTitle"&gt;Thank You for Your Application, M*****&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;We have received your application and will need to process it further. We will contact you with our decision within 2 weeks via U.S. Mail.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Was curious since it specifically says "Macy's American Express" - is it likely to be an approval or denial?&amp;nbsp; I'm ok with just having the store card if the Amex isn't offered but the fact that it specifically said Amex confused me.&amp;nbsp; When you app for the card, it considers you for both, not just Amex, correct?&lt;/P&gt;</description>
    <pubDate>Tue, 29 May 2018 19:52:24 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2018-05-29T19:52:24Z</dc:date>
    <item>
      <title>Macy's App Message</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5259257#M199983</link>
      <description>&lt;P&gt;Apped for Macy's today and received this message:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;MACY'S&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;SPAN class="block-text"&gt;AMERICAN EXPRESS®&lt;/SPAN&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;CARD&lt;SPAN class="mainHeading"&gt;&lt;SPAN class="decisionTitle"&gt;Thank You for Your Application, M*****&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;We have received your application and will need to process it further. We will contact you with our decision within 2 weeks via U.S. Mail.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Was curious since it specifically says "Macy's American Express" - is it likely to be an approval or denial?&amp;nbsp; I'm ok with just having the store card if the Amex isn't offered but the fact that it specifically said Amex confused me.&amp;nbsp; When you app for the card, it considers you for both, not just Amex, correct?&lt;/P&gt;</description>
      <pubDate>Tue, 29 May 2018 19:52:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5259257#M199983</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-05-29T19:52:24Z</dc:date>
    </item>
    <item>
      <title>Re: Macy's App Message</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5259286#M199988</link>
      <description>I’m 99% sure that’s a decline. With citi retail it’s either instant approval or a message with a reference code to call in and verify info. The two weeks message is 9 times out of 10 a decline.</description>
      <pubDate>Tue, 29 May 2018 20:37:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5259286#M199988</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-05-29T20:37:45Z</dc:date>
    </item>
    <item>
      <title>Re: Macy's App Message</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5260299#M200095</link>
      <description>It’s not necessarily a denial it could be lots of things. I applied for a Macy’s card 2 months back and got the same exact message. Got a letter in the mail saying I needed to call them and they just wanted to know which card I wanted.</description>
      <pubDate>Thu, 31 May 2018 03:37:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5260299#M200095</guid>
      <dc:creator>thummel</dc:creator>
      <dc:date>2018-05-31T03:37:08Z</dc:date>
    </item>
    <item>
      <title>Re: Macy's App Message</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5260507#M200117</link>
      <description>&lt;P&gt;Most likely an approval.&amp;nbsp; Call and say you're calling to verify your info or if they need more info from you.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Report back, good luck!&lt;/P&gt;</description>
      <pubDate>Thu, 31 May 2018 15:17:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Macy-s-App-Message/m-p/5260507#M200117</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-05-31T15:17:33Z</dc:date>
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