topic Re: 2nd US Bank Cash Plus in Credit Card Applications

2nd US Bank Cash Plus

Anonymous — Wed, 06 Jun 2018 19:19:59 GMT

I have a US Bank Cash Plus card that won't budge at 500. I noticed that I am prequalified for a 365, FlexPerks or Cash Plus card on the website. I didn't know if it is possible to have two Cash Plus cards? I would close the 500 limit one if approved.

Re: 2nd US Bank Cash Plus

Anonymous — Wed, 06 Jun 2018 19:49:59 GMT

Yes, you can have two.

Re: 2nd US Bank Cash Plus

JSS3 — Wed, 06 Jun 2018 19:53:10 GMT

I'm curious to know if this is possible as well. I would like another Cash+

I believe a posted named, TheManWhoCan had two. However, I don't know if both were applied for or if one was upgraded.

Re: 2nd US Bank Cash Plus

Anonymous — Wed, 06 Jun 2018 21:08:31 GMT

I have one joint with my wife (joint, not AU) and she also has one on her own, both applied for.

Re: 2nd US Bank Cash Plus

NRB525 — Thu, 07 Jun 2018 01:53:34 GMT

Yes, two. One was obtained as Cash+, the other PC from regular Rewards.

App the Cash+, and even if you get a Rewards, that can be PC later into Cash+.

Also consider keeping the current one as Cash+. This gets you 4 of the 5% categories each quarter.

Re: 2nd US Bank Cash Plus

Anonymous — Thu, 07 Jun 2018 03:10:17 GMT

Thanks everyone. I called in and the lady said I was preapproved for three cards for “X” credit limit, so I opted for the cash plus. I guess I’ll know later if I’m approved or not. She claimed it was almost a sure thing. I’ll update when I find out.

I have my doubts because the CL that was quoted seemed high.

Re: 2nd US Bank Cash Plus

Anonymous — Thu, 07 Jun 2018 03:51:38 GMT

@Anonymous wrote:
Thanks everyone. I called in and the lady said I was preapproved for three cards for “X” credit limit, so I opted for the cash plus. I guess I’ll know later if I’m approved or not. She claimed it was almost a sure thing. I’ll update when I find out.

I have my doubts because the CL that was quoted seemed high.

Good luck!! Please let us know what happens, I'm in almost the exact same boat.

Re: 2nd US Bank Cash Plus

minski — Thu, 07 Jun 2018 12:50:17 GMT

2nd CL may be high because if you have already built history with your first, US Bank is more comfortable giving you a higher limit with future cards. My first Cash Plus (originally rewards) had a $1000 SL. I was preapproved for Cash Plus and my 2nd card started at $14,000.

Re: 2nd US Bank Cash Plus

Anonymous — Thu, 07 Jun 2018 18:14:53 GMT

Due to an error, I ended up with two Fred Meyer Rewards Visa Cards a few years ago. The 1st one was suppoed to be just a CLI. So I just gacve the second one to my mom to use. After her passing, and the fact i had no use for both. I called to see if I could PC it to something else through U.S. They said no, so I closed it. But I would have like them to PC it to ths card.